21218 Locust St, Matteson, IL 60443 Property Records

Cook County property record for 21218 Locust St, Matteson, IL 60443

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 800 sqft · built 1950
Lot Size0.149 acres (6,500 sqft)
OwnerCompany Name on File
Last Sale$60,000 (Sep 2017)
Tax Bill$5,373 (2023)
Deeds & MortgagesDec 2023 Construction Loan
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-23-311-034

Property Details

APN / Parcel Number

Primary APN31-23-311-034
Alternative APN
  • 31-23-311-034-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area800 sqft Living Area
1st Floor Area800 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area6,500 sqft (0.149 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address21218 LOCUST ST
CityMATTESON
StateIL
Zip60443-2527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOSEPH W (OCONNORS) (LINCOLN) HWY ADD TO (MATTESON) S UB OF PT BEING PTS OF LOTS 19 & 20 IN DIV OF LOTS 3 5 & PT OF 6 ALL 8 1
Legal Range13E
Legal Township35N
Legal Section23
Legal SubdivisionOCONNORS LINCOLN HWY ADD TO MATTESON
Legal Lot Number3,5,1
JurisdictionCOOK IL
Township / Civil DivisionRICH
Census Block Group2
Census Block2007
Census Tract830006

Owner

21218 Locust St is owned by a company that acquired it in March 2023.

Source: Cook County records, as of May 27, 2026

Owner of RecordCompany Name on File
Mailing Address1545 MCDANIELS AVE, HIGHLAND PARK, IL 60035-3649
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2023Intrafamily Transfer, Transfer · Construction Mortgage
RFLF 7 LLC
Dec 23, 2021Warranty Deed, Transfer · Commercial Mortgage
COLONY AMERICAN FINANCE LENDER LLC
Oct 19, 2018Deed of Trust, Mortgage
COREVEST AMERICAN FIN LENDER L
Sep 11, 2017Warranty Deed, Construction Loan · Construction Mortgage
LENDINGHOME FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2017 · Amount on File
Deed SaleSep 11, 2017 · Amount on File
Prior SaleOct 10, 2007
Deed Document Number201710023
Last Transfer DateMar 26, 2023
Transfer Doc0000033167
Record UpdatedOct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateDec 8, 2023
Property Address21218 LOCUST ST, MATTESON, IL 60443-2527
Document Number0034233167
Map ReferenceDOC 1278890
Instrument DateNov 20, 2023
Instrument2334233167
Transaction TypeTransfer
Record UpdatedDec 21, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1545 MCDANIELS AVE, HIGHLAND PARK, IL 60035-3649

Mortgage

Document Number0034233168
DateDec 8, 2023
Instrument2334233168
Lender
NameRFLF 7 LLC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2053

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateDec 23, 2021
Property Address21218 LOCUST ST, MATTESON, IL 60443-2527
Document Number0035716007
Map ReferenceDOC 1278890
Instrument DateOct 18, 2021
Instrument2135716007
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1440 S WABASH AVE, CHICAGO, IL 60605-2897

Mortgage

Document Number0035716011
DateDec 23, 2021
Instrument2135716011
Lender
NameCOLONY AMERICAN FINANCE LENDER LLC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeCommercial Mortgage
AmountAmount on Record

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address21218 LOCUST ST, MATTESON, IL 60443-2527
Document Number1914949268
Instrument DateOct 19, 2018
Transaction TypeMortgage
Record UpdatedJun 6, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1440 S WABASH AVE #412 CHICAGO IL 606052898, 412, CHICAGO, IL 60605-2898

Mortgage

Document Number1914949268
DateMay 29, 2019
Instrument14949268
Lender
NameCOREVEST AMERICAN FIN LENDER L
AddressIRVINE, CA 92614
Agreement
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

September 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateSep 11, 2017
Property Address21218 LOCUST ST, MATTESON, IL 60443-2527
Document Number1725410023
Instrument DateSep 5, 2017
Instrument25410023
Transaction TypeConstruction Loan
Record UpdatedSep 20, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$60.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1255 S STATE ST #1204 CHICAGO IL 606053521, 1204, CHICAGO, IL 60605-3521
InvestorPossibly a Property Investor

Mortgage

Document Number1725410024
DateSep 11, 2017
Instrument25410024
Lender
NameLENDINGHOME FNDG
TypeFunding / Finance Company
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionRich Township
MunicipalityMatteson Village
Elementary School DistrictMatteson Elementary School District 162 (PK - 08)
Secondary School DistrictRich Township High School District 227 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,232 Land $2,600 Building $9,632$122,320 Land $26,000 Building $96,320
2023$5,373.00 (+27.56%)
2022$4,212.00 (-1.36%)$7,765 (-) Land $2,275 Building $5,490$77,650 (-) Land $22,750 Building $54,900
2021$4,270.00$7,765 Land $2,275 Building $5,490$77,650 Land $22,750 Building $54,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21218 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21218 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMATTESON
serves 18,293 people · EPA ID IL0311800
Water SourcePurchased surface water from OAK LAWN
Last State InspectionJan 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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