2121 Watson Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 2121 Watson Ave, Saint Paul, MN 55116

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,953 sqft · built 1939
Lot Size0.206 acres (8,976 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Jul 2000)
Tax Bill$13,742 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-28-23-41-0123

Property Details

APN / Parcel Number

Primary APN08-28-23-41-0123
Alternative APNs
  • 8398233
  • 446490

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,953 sqft Living Area
1st Floor Area1,008 sqft
Basement Area800 sqft
Finished Basement800 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1975
Architectural StyleCape Cod
Exterior MaterialConcrete
Construction TypeConcrete
Lot Area8,976 sqft (0.206 acres)
Lot Dimensions136 ft deep x 66 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number446490
Street Address2121 WATSON AVE
CitySAINT PAUL
StateMN
Zip55116-1147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBURBAN ACRE LOTS SE 1/4 OF LOT 6
Legal Range23
Legal Township28
Legal Section08
Legal SubdivisionSUBURBAN ACRE LOTS
Legal Lot Number6
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group4
Census Block4006
Census Tract43001

Owner

2121 Watson Ave is owned and occupied by two individuals who bought it in July 2000.

Source: Ramsey County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address2121 WATSON AVE, SAINT PAUL, MN 55116-1147
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2022Deed of Trust, Mortgage · Line of Credit
WINGS FINANCIAL CU
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2000 · Amount on File
Deed SaleJul 18, 2000 · Amount on File
Prior SaleMay 22, 1996 · Amount on File
Deed Document Number2000280362
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2121 WATSON AVE, SAINT PAUL, MN 55116-1147
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04960318
DateAug 18, 2022
InstrumentA04960318
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
AddressSAINT PAUL, MN 55124
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 17, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2121 WATSON AVE, SAINT PAUL, MN 55116-1147
Document Number0004836107
Instrument DateAug 18, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2121 WATSON AVE ST PAUL MN 551161147, ST PAUL, MN 55116-1147

Mortgage

Document Number0004836107
DateOct 1, 2020
Instrument4836107
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2121 Watson Ave was $13,742.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$852,100 Land $227,900 Building $624,200$852,100 Land $227,900 Building $624,200
2025$13,742.00
2023$12,564.00$759,600 Land $227,900 Building $531,700$759,600 Land $227,900 Building $531,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2121 Watson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2121 Watson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Watson Ave

Nearby Streets

Search Property Records by Address or Parcel Number