2121 W Terra Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 2121 W Terra Ln, O Fallon, MO 63366

Property Summary

Property Type	Vacant Land
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,309 (2025)
Deeds & Mortgages	Dec 2025 Sale Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T070300666`

Property Details

APN / Parcel Number

Primary APN	`T070300666`
Alternative APN	`4-0052-A130-00-0012.0000000`

Exterior

Lot Area	30,492 sqft (0.7 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T070300666
Street Address	2121 W TERRA LN
City	O FALLON
State	MO
Zip	63366-2366
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	PERUQUE CROSSING #2 LOT 12
Legal Subdivision	PERUQUE CROSSING #2
Legal Lot Number	12
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2026
Census Tract	312095

Owner

2121 W Terra Ln, vacant land, is owned by two individuals who acquired it in December 2025.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	501 CAPITOL DR STE 5, 5, SAINT CHARLES, MO 63301
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Special Warranty Deed, Transfer
Jun 30, 2017	Grant Deed, Mortgage · Line of Credit BANK OF FRANKLIN CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025
Deed Sale	Dec 9, 2025
Deed Document Number	202555171
Record Updated	Sep 20, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 9, 2025
Property Address	2121 W TERRA LN, O FALLON, MO 63366-2366
Document Number	0000055171
Map Reference	MB 43 PG 281
Instrument Date	Nov 5, 2025
Instrument	2025R-055171
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	501 CAPITOL DRIVE #5 # 5, 5, SAINT CHARLES, MO 63301

June 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 30, 2017
Property Address	2121 W TERRA LN, O FALLON, MO 63366-2366
Document Number	0067671687
Book / Page	006767 / 001687
Instrument Date	Jun 30, 2017
Instrument	401570
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	501 CAPITAL DR #5 ST CHARLES MO 63301, 5, ST CHARLES, MO 63301

Mortgage

Document Number	67671687
Date	Jun 30, 2017
Book Page	006767/001687
Instrument	401570

Lender

Name	BANK OF FRANKLIN CNTY
Type	Bank
Address	900 E 8TH ST, WASHINGTON, MO 63090-3114

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2121 W Terra Ln was $3,309.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,908 (-)	$137,214 (-) Land $137,214
2025	$3,309.00	$43,908	$137,214 Land $137,214
2023		$43,908
2022			$137,214 Land $137,214

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2121 W Terra Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2121 W Terra Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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