2121 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2121 W 4th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1915
Lot Size	0.08 acres (3,506 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (Aug 2020)
Tax Bill	$1,818 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Apr 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-1180-04420`

Property Details

APN / Parcel Number

Primary APN	`010-1180-04420`
Alternative APN	`1094491`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,232 sqft Gross Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Bungalow
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	3,506 sqft (0.08 acres)
Garage Area	360 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	131 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1094491
Street Address	2121 W 4TH ST
City	DULUTH
State	MN
Zip	55806-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIV
Legal Block	124
Legal Lot Number	347
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3003
Census Tract	15600

Owner

Source: St. Louis County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2121 W 4TH ST, DULUTH, MN 55806-1606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Warranty Deed, Transfer · Conventional with PMI US BK
Apr 19, 2018	Warranty Deed, Transfer · Line of Credit REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Apr 19, 2018 · Amount on Record
Deed Document Number	20201027610
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 18, 2020
Property Address	2121 W 4TH ST, DULUTH, MN 55806-1606
Document Number	00T1027610
Instrument Date	Aug 13, 2020
Instrument	T1027610
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2121 W 4TH ST DULUTH MN 558061606, DULUTH, MN 55806-1606

Mortgage

Document Number	T1027611
Date	Aug 18, 2020
Instrument	T1027611

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 19, 2018
Property Address	2121 W 4TH ST, DULUTH, MN 55806-1606
Document Number	000T997122
Instrument Date	Apr 16, 2018
Instrument	T997122
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309.38
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2121 W 4TH ST DULUTH MN 558061606, DULUTH, MN 55806-1606

Mortgage

Document Number	T997123
Date	Apr 19, 2018
Instrument	T997123

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,818.00 (+15.8%) Homeowner's exemption
2025	$1,570.00 (+2.21%) Homeowner's exemption	$165,400 (+15.5%) Land $13,200 Building $152,200	$165,400 (+15.5%) Land $13,200 Building $152,200
2024	$1,536.00	$143,200 (+24.74%) Land $15,900 Building $127,300	$143,200 (+24.74%) Land $15,900 Building $127,300
2022		$114,800 Land $14,000 Building $100,800	$114,800 Land $14,000 Building $100,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, T-Mobile.

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