2121 Sun Rock Ln, Ely, MN 55731 Property Records

St. Louis County property record for 2121 Sun Rock Ln, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,578 sqft · built 1980
Lot Size	19.7 acres (862,052 sqft)
Owner	Individual Name on File
Tax Bill	$1,824 (2026)
Deeds & Mortgages	Dec 2022 Transfer May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`465-0020-00860`

Property Details

APN / Parcel Number

Primary APN	`465-0020-00860`
Alternative APN	`86783`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,578 sqft Gross Area
1st Floor Area	863 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Lot Area	862,052 sqft (19.7 acres)
Garage Area	483 sqft

Exterior Amenities

Porch	Slab
Porch Area	9 sqft
Deck Area	72 sqft
Cabin	120 sqft
Storage Building	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Wood

Location & Zoning

Account Number	86783
Street Address	2121 SUN ROCK LN
City	ELY
State	MN
Zip	55731-8140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	SE1/4 OF NE1/4 EX 10.70 AC ALONG E LINE AND NOF RD & EX PART SE OF CO RD 803 & EX BEG685.51 FT W OF NE COR THENCE
Legal Range	12W
Legal Township	63N
Legal Section	07
Legal Subdivision	MORSE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	2
Census Block	2002
Census Tract	15401

Owner

Source: St. Louis County records · APN 465-0020-00860

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2121 SUN ROCK LN, ELY, MN 55731-8140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 09, 2022	Intrafamily Transfer, Transfer
May 04, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 27, 2018
Transfer Doc	00A1332256
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Dec 09, 2022
Property Address	2121 SUN ROCK LN, ELY, MN 55731-8140
Document Number	0001458254
Instrument Date	Nov 04, 2022
Instrument	1458254
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2121 SUN ROCK LN, ELY, MN 55731-8140

May 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 04, 2018
Property Address	2121 SUN ROCK LN, ELY, MN 55731-8140
Document Number	00A1332256
Instrument Date	Apr 27, 2018
Instrument	A1332256
Transaction Type	Mortgage
Record Updated	May 16, 2018
Title Company	AMC SETTLEMENT SERVICES LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 SUN ROCK LN ELY MN 557318140, ELY, MN 55731-8140

Mortgage

Document Number	T1332257
Date	May 04, 2018
Instrument	T1332257

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 03, 2043

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,824.00 Homeowner's exemption
2025	$1,824.00 (-13.8%) Homeowner's exemption	$294,000 (+13.51%) Land $95,900 Building $198,100	$294,000 (+13.51%) Land $95,900 Building $198,100
2024	$2,116.00	$259,000 (+12.76%) Land $90,200 Building $168,800	$259,000 (+12.76%) Land $90,200 Building $168,800
2022		$229,700 Land $74,100 Building $155,600	$229,700 Land $74,100 Building $155,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	High above 80% of the US · above 93% of Minnesota
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Treehouse Broadband Fixed Wireless	598 / 196
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Based on FCC filings for 5 locations within half a mile of this property.

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