2121 Lower Lake Rd, Wake Forest, NC 27587 Property Records

Wake County property record for 2121 Lower Lake Rd, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	4 ba · 5,349 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Owner Names on Record
Last Sale	$388,000 (Dec 2007)
Tax Bill	$5,934 (2025)
Deeds & Mortgages	May 2024 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1748.02-58-5311 0338994`

Property Details

APN / Parcel Number

Primary APN	`1748.02-58-5311 0338994`
Alternative APN	`0338994`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	5,349 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Area	398 sqft
Porch	Porch
Porch Area	28 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0338994
Street Address	2121 LOWER LAKE RD
City	WAKE FOREST
State	NC
Zip	27587-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR5
Legal Description	LO120 STONEGATE AT ST. ANDREWS PH1 SE3 BM2005-02259
Legal Township	19
Legal Subdivision	STONEGATE AT ST ANDREWS PH 1 S
Legal Phase	1
Legal Lot Number	120
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	1
Census Block	1010
Census Tract	54217

Owner

Source: Wake County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2121 LOWER LAKE RD, WAKE FOREST, NC 27587-3435
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · Closed-End Mortgage NORTH STAR BANK
Sep 21, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH STATE BANK
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTH ST BK
Jul 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK & TR CO
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2007 · Amount on Record
Deed Sale	Dec 20, 2007 · Amount on Record
Prior Sale	Aug 8, 2013 · Amount on Record
Deed Document Number	128841205
Last Transfer Date	May 29, 2014
Transfer Doc	156731620
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2121 LOWER LAKE RD, WAKE FOREST, NC 27587-3435
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 LOWER LAKE RD, WAKE FOREST, NC 27587-3435

Mortgage

Document Number	19604/2325
Date	May 7, 2024
Book Page	19604/2325

Lender

Name	NORTH STAR BANK
Type	Bank
Address	RALEIGH, NC 27601

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2039

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2121 LOWER LAKE RD, WAKE FOREST, NC 27587-3435
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18081/2508
Date	Sep 21, 2020
Book Page	18081/2508

Lender

Name	NORTH STATE BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2121 LOWER LAKE RD, WAKE FOREST, NC 27587-3435
Document Number	175131002
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	SOUTH MOUNTAIN GROUP, SOUTH MTN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2121 LOWER LAKE RD WAKE FOREST NC 275873435, WAKE FOREST, NC 27587-3435

Mortgage

Document Number	175131002
Date	Jul 23, 2019
Book Page	017513/001002

Lender

Name	NORTH ST BK
Type	Bank
Address	6200 FALLS OF NEUSE READ 300, RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2121 LOWER LAKE RD, WAKE FOREST, NC 27587-3435
Document Number	171971111
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2121 LOWER LAKE RD WAKE FOREST NC 275873435, WAKE FOREST, NC 27587-3435

Mortgage

Document Number	171971111
Date	Jul 27, 2018
Book Page	017197/001111

Lender

Name	FIRST CITIZENS BK & TR CO
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2121 LOWER LAKE RD, WAKE FOREST, NC 27587-3435
Document Number	166621925
Book / Page	016662 / 001925
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 LOWER LAKE RD WAKE FOREST NC 275873435, WAKE FOREST, NC 27587-3435

Mortgage

Document Number	166621925
Date	Jan 10, 2017
Book Page	016662/001925

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.12%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Wake Forest Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,934.00 (+17.62%)	$663,232 (+53.35%) Land $120,000 Building $543,232
2024			$663,232 (+53.35%) Land $120,000 Building $543,232
2023	$5,045.00	$432,486 Land $70,000 Building $362,486	$432,486 Land $70,000 Building $362,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERCHASE S/D private · serves 757 people · EPA ID NC0392389
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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