2121 Lake Crest Dr, Springfield, IL 62712 Property Records

Sangamon County property record for 2121 Lake Crest Dr, Springfield, IL 62712

Property Summary

Property Type	Single Family Home
Lot Size	0.305 acres (13,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$537,121 (Apr 2026)
Tax Bill	$11,406 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-35.0-178-003`

Property Details

APN / Parcel Number

Primary APN	`22-35.0-178-003`
Alternative APN	`22350178003 (CHECK DIGIT = 0)`

Exterior

Lot Area	13,302 sqft (0.305 acres)

Location & Zoning

Account Number	22350178003
Street Address	2121 LAKE CREST DR
City	SPRINGFIELD
State	IL
Zip	62712-9587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 NORTH LAKE SHORE SUB PLAT 9 35-15-5
Legal Range	05
Legal Township	15
Legal Section	35
Legal Subdivision	NORTH LAKE SHORE SUB
Legal Lot Number	14
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	3
Census Block	3126
Census Tract	3100

Owner

Source: Sangamon County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2121 LAKE CREST DR, SPRINGFIELD, IL 62712-9587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND CREDIT UNION
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND CREDIT UNION
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Jun 5, 2008 · Amount on Record
Deed Document Number	20266247
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 16, 2026
Property Address	2121 LAKE CREST DR, SPRINGFIELD, IL 62712-9587
Document Number	0000006247
Instrument Date	Apr 14, 2026
Instrument	2026.6247
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,373.68
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2121 LAKE CREST DR, SPRINGFIELD, IL 62712-9587

Mortgage

Document Number	0000006248,
Date	Apr 16, 2026
Instrument	2026.6248

Lender

Name	HEARTLAND CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 16, 2026
Property Address	2121 LAKE CREST DR, SPRINGFIELD, IL 62712-9587
Document Number	2026R06247
Instrument Date	Apr 14, 2026
Instrument	20266247
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,373.68
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2121 LAKE CREST DR, SPRINGFIELD, IL 62712-9587

Mortgage

Document Number	0000006248,
Date	Apr 16, 2026
Instrument	20266248

Lender

Name	HEARTLAND CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.38%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2121 LAKE CREST DR, SPRINGFIELD, IL 62712-9587
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R04474
Date	Mar 20, 2026
Instrument	2026R04474

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,406.00 (+2.5%) Homeowner's exemption	$168,270 (+7.22%) Land $24,712 Building $143,558	$504,810 (+7.22%) Land $74,136 Building $430,674
2024	$11,128.00 (+10.17%)	$156,939 (+16.06%) Land $23,048 Building $133,891	$470,817 (+16.06%) Land $69,144 Building $401,673
2022	$10,101.00 Homeowner's exemption	$135,223 Land $19,971 Building $115,252	$405,669 Land $59,913 Building $345,756

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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