2121 Kingstree Dr, Monroe, NC 28112 Property Records

Union County property record for 2121 Kingstree Dr, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,482 sqft · built 2014
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Feb 2020)
Tax Bill	$3,382 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-321-586`

Property Details

APN / Parcel Number

Primary APN	`09-321-586`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,482 sqft Living Area
1st Floor Area	1,041 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	83 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2121 KINGSTREE DR
City	MONROE
State	NC
Zip	28112-7782
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-12SU MON
Legal Description	#69 LEXINGTON COMMONS PH2 OPCJ838-840
Legal Subdivision	LEXINGTON COMMONS
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3049
Census Tract	20501

Owner

2121 Kingstree Dr, a rural home, is owned and occupied by two individuals who bought it in February 2020.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2121 KINGSTREE DR, MONROE, NC 28112-7782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2020 · Amount on File
Deed Sale	Feb 21, 2020 · Amount on File
Prior Sale	Mar 14, 2014 · Amount on File
Deed Document Number	20205789
Deed Book / Page	7590 / 710
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 21, 2020
Property Address	2121 KINGSTREE DR, MONROE, NC 28112-7782
Document Number	0007590710
Book / Page	7590 / 710
Map Reference	CAB J FILE 838-840
Instrument Date	Feb 20, 2020
Instrument	0005789
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 WATERFIELD DRIVE, 608, LEXINGTON, SC 29073

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2121 KINGSTREE DR, MONROE, NC 28112-7782

Mortgage

Document Number	0000005790
Date	Feb 21, 2020
Instrument	0005790

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 5, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.75%
Index	Other
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2121 Kingstree Dr was $3,382.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,900 (-) Land $68,000 Building $318,900	$386,900 (-) Land $68,000 Building $318,900
2025	$3,382.00	$386,900 Land $68,000 Building $318,900	$386,900 Land $68,000 Building $318,900
2023	$2,541.00	$233,100 Land $43,600 Building $189,500	$233,100 Land $43,600 Building $189,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2121 Kingstree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2121 Kingstree Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20