2121 Hagerstown Ln, Keymar, MD 21757 Property Records

Carroll County property record for 2121 Hagerstown Ln, Keymar, MD 21757

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,792 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,453 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-430194`

Property Details

APN / Parcel Number

Primary APN	`10-430194`
Alternative APN	`430194`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Total Area
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	430194
Street Address	2121 HAGERSTOWN LN
City	KEYMAR
State	MD
Zip	21757-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	1.00 ACS NE/S HAGERSTOWN LN
Jurisdiction	CARROLL MD
Township / Civil Division	10, MIDDLEBURG
Census Block Group	1
Census Block	1003
Census Tract	510000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2121 HAGERSTOWN LN, KEYMAR, MD 21757-9610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2005
Deed Sale	Oct 17, 2005
Deed Document Number	200551523
Deed Book / Page	4628 / 170
Prior Transfer Date	Oct 12, 2005
Prior Transfer Doc	0046280170
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2121 HAGERSTOWN LN, KEYMAR, MD 21757-9610
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103080477
Date	Jun 9, 2021
Book Page	10308/477

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Feb 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2121 HAGERSTOWN LN, KEYMAR, MD 21757-9610
Document Number	0089200398
Book / Page	008920 / 000398
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2121 BAGERSTOWN LN KEYMAR MD 21757, KEYMAR, MD 21757

Mortgage

Document Number	0089200398
Date	Jan 19, 2018
Book Page	008920/000398

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 18, 2038

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,453.00 (+5.4%) Homeowner's exemption	$444,400 (+8.58%) Land $125,000 Building $319,400	$444,400 (-) Land $125,000 Building $319,400
2025	$4,225.00 (+10.31%) Homeowner's exemption	$409,267 (+20.73%)	$444,400 (+31.09%) Land $125,000 Building $319,400
2023	$3,830.00 Homeowner's exemption	$339,000 Land $125,000 Building $214,000	$339,000 Land $125,000 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	45 (1978–2021)
Claims Outside the SFHA	8 of 45
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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