2121 Big Buck Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2121 Big Buck Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,110 sqft · built 2008
Lot Size0.212 acres (9,234 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (Nov 2023)
Tax Bill$5,402 (2025)
Deeds & MortgagesNov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN26-26-30-0563-0001-0590

Property Details

APN / Parcel Number

Primary APN26-26-30-0563-0001-0590
Alternative APNs
  • 263026056300010590
  • 136053

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,110 sqft Living Area
Gross Area2,736 sqft
1st Floor Area2,110 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,234 sqft (0.212 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area185 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2121 BIG BUCK DR
CitySAINT CLOUD
StateFL
Zip34772-8223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionDOE RUN AT DEER CREEK PB 17 PGS 165-171 LOT 59
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionDOE RUN AT DEER CREEK
Legal Tract563
Legal Block590
Legal Lot Number59
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2012
Census Tract43207

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2121 BIG BUCK DR, SAINT CLOUD, FL 34772-8223
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2023 · Amount on Record
Deed SaleNov 9, 2023 · Amount on Record
Prior SaleMay 24, 2013 · Amount on Record
Deed Document Number2023148584
Deed Book / Page6503 / 1469
Prior Transfer DateOct 28, 2013
Prior Transfer Doc0045250203
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2121 BIG BUCK DR, SAINT CLOUD, FL 34772-8223
Transaction TypeMortgage
Record UpdatedDec 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2121 BIG BUCK DR, SAINT CLOUD, FL 34772-8223

Mortgage

Document Number0065031472
DateNov 9, 2023
Book Page6503/1472
Instrument2023148586
Lender
NameUMORTGAGE LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19103
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,402.00 (+0.32%)$344,700 (+5.35%) Land $73,500 Building $271,200$344,700 (+5.35%) Land $73,500 Building $271,200
2024$5,385.00 (+5.53%)
2023$5,103.00$327,200 Land $63,000 Building $264,200$327,200 Land $63,000 Building $264,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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