2121 Adams Rd, Cincinnati, OH 45231 Property Records

Hamilton County property record for 2121 Adams Rd, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,122 sqft · built 1956
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Oct 2019)
Tax Bill	$3,357 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`590-0371-0061-00`

Property Details

APN / Parcel Number

Primary APN	`590-0371-0061-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	1,122 sqft
Basement Area	1,122 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2121 ADAMS RD
City	CINCINNATI
State	OH
Zip	45231-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADAMS RD 60 X 200 LOT 6 MEIER BROS SUB BLK B
Legal Subdivision	MEIER BROS SUB
Legal Block	B
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3004
Census Tract	21701

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2121 ADAMS RD, CINCINNATI, OH 45231-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 19, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 29, 2019	Warranty Deed, Transfer · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC
Jan 9, 2019	Warranty Deed, Construction Loan · Line of Credit PAJ FUND I
Jun 4, 2018	Warranty Deed, Transfer · Line of Credit PAJ FUND I
May 29, 2018	Warranty Deed, Transfer SOJOURNERS TITLE AGENCY
Aug 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Jan 9, 2019 · Amount on Record
Deed Document Number	0000093943
Deed Book / Page	14033 / 00466
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2121 ADAMS RD, CINCINNATI, OH 45231-3005
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070342
Date	Jul 18, 2022
Book Page	14710/861
Instrument	2022-0070342

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2121 ADAMS RD, CINCINNATI, OH 45231-3005
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 ADAMS RD, CINCINNATI, OH 45231-3005

Mortgage

Document Number	0000139842
Date	Nov 19, 2021
Book Page	14548/61
Instrument	2021-0139842

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 29, 2019
Property Address	2121 ADAMS RD, CINCINNATI, OH 45231-3005
Document Number	0000093943
Book / Page	14033 / 00466
Map Reference	MB 73 PG 54
Instrument Date	Oct 25, 2019
Instrument	2019-0093943
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 ADAMS RD, CINCINNATI, OH 45231-3005

Mortgage

Document Number	0000093944
Date	Oct 29, 2019
Instrument	2019-0093944

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

January 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 9, 2019
Property Address	2121 ADAMS RD, CINCINNATI, OH 45231-3005
Document Number	0000002373
Book / Page	013830 / 000695
Instrument Date	Jan 7, 2019
Instrument	2373
Transaction Type	Construction Loan
Record Updated	Mar 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23 GREENDALE AVE CINCINNATI OH 45220, CINCINNATI, OH 45220

Mortgage

Document Number	4673
Date	Jan 9, 2019
Book Page	013836/000918
Instrument	4673

Lender

Name	PAJ FUND I
Type	Funding / Finance Company
Address	PHOENIX, AZ 85028

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 4, 2018
Property Address	2121 ADAMS RD, CINCINNATI, OH 45231-3005
Document Number	0000047374
Book / Page	013681 / 002229
Instrument Date	May 22, 2018
Instrument	47374
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7085 LAKOTA RIDGE DR LIBERTY TWP OH 450118749, LIBERTY TWP, OH 45011-8749

Mortgage

Document Number	47375
Date	Jun 4, 2018
Book Page	013681/002231
Instrument	47375

Lender

Name	PAJ FUND I
Type	Funding / Finance Company
Address	7085 LAKOTA RIDGE DR, LIBERTY TWP, OH 45011-8749

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 29, 2018
Property Address	2121 ADAMS RD, CINCINNATI, OH 45231-3005
Document Number	0000045592
Book / Page	013677 / 001860
Instrument Date	May 21, 2018
Instrument	45592
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	SOJOURNERS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$170.10
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2121 ADAMS RD CINCINNATI OH 452313005, CINCINNATI, OH 45231-3005

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 15, 2017
Property Address	2121 ADAMS RD, CINCINNATI, OH 45231-3005
Document Number	0000074232
Book / Page	013481 / 001722
Instrument Date	Aug 3, 2017
Instrument	74232
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 ADAMS RD CINCINNATI OH 452313005, CINCINNATI, OH 45231-3005

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,357.00 (+0.93%)	$57,673 (-) Land $8,925 Building $48,748
2024	$3,326.00 (+5.25%)	$57,673 (-) Land $8,925 Building $48,748
2023	$3,160.00 (-13.61%)	$57,673 (+19.84%) Land $8,925 Building $48,748	$164,780 (+19.84%) Land $25,500 Building $139,280
2022	$3,658.00 Homeowner's exemption	$48,126 Land $8,425 Building $39,701
2020			$137,500 Land $24,070 Building $113,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

2121 Adams Rd, Cincinnati, OH 45231 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Adams Rd

Nearby Streets

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