2121 15th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2121 15th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.261 acres (11,379 sqft)
Owner2 Individual Names on Record
Last Sale$82,023 (Mar 2014)
Tax Bill$3,542 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN85-426-0120

Property Details

APN / Parcel Number

Primary APN85-426-0120
Alternative APNs
  • 85-00426-0120
  • 43170

Exterior

Lot Area11,379 sqft (0.261 acres)

Location & Zoning

Street Address2121 15TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-2429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4, BLK 1
Legal Range31W
Legal Township35N
Legal Section12
Legal SubdivisionTORBORG ESTATES PLAT THREE
Legal Block1
Legal Lot Number4
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1011
Census Tract31500

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2121 15TH AVE SE, SAINT CLOUD, MN 56304-2429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2014 · Amount on Record
Deed SaleMar 3, 2014 · Amount on Record
Prior SaleAug 8, 1996 · Amount on Record
Deed Document Number2014785043
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address2121 15TH AVE SE, SAINT CLOUD, MN 56304-2429
Document Number0000865515
Instrument DateNov 3, 2018
Transaction TypeMortgage
Record UpdatedDec 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2121 15TH AVE SE ST CLOUD MN 563042429, ST CLOUD, MN 56304-2429

Mortgage

Document Number0000865515
DateNov 30, 2018
Instrument865515
Lender
NameSPIRE CU
AddressFALCON HEIGHTS, MN 55113
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 29, 2028

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,542.00 (+23.24%)$262,600 (-) Land $40,000 Building $222,600$262,600 (-) Land $40,000 Building $222,600
2023$2,874.00$262,600 Land $40,000 Building $222,600
2021$262,600 Land $40,000 Building $222,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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