21209 Seneca Hills Rd, Eustis, FL 32736 Property Records

Lake County property record for 21209 Seneca Hills Rd, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,880 sqft · built 1991
Lot Size	7.19 acres (313,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Feb 2015)
Tax Bill	$2,743 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2017 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`03-19-27-0003-000-06800`

Property Details

APN / Parcel Number

Primary APN	`03-19-27-0003-000-06800`
Alternative APN	`2949228`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,880 sqft Living Area
1st Floor Area	3,000 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	313,632 sqft (7.19 acres)
Garage Type	Finished
Garage Area	3,200 sqft
Parking Spaces	11 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2949228
Street Address	21209 SENECA HILLS RD
City	EUSTIS
State	FL
Zip	32736-9025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM NW COR OF E 3/4 OF NW 1/4 OF SW 1/4 RUN E ALONG MID SECTION LINE 482.6 FT FOR POB RUN S 0DEG 08MIN 55SEC W 623.10 FT N
Legal Range	27E
Legal Township	19S
Legal Section	03
Legal Subdivision	WOODVIEW
Legal Tract	3
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1019
Census Tract	30108

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21209 SENECA HILLS RD, EUSTIS, FL 32736-9025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
May 15, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 9, 2017	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2015 · Amount on Record
Deed Sale	Feb 19, 2015 · Amount on Record
Deed Document Number	2015017278
Deed Book / Page	4587 / 0546
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 31, 2023
Property Address	21209 SENECA HILLS RD, EUSTIS, FL 32736-9025
Document Number	0061170728
Book / Page	6117 / 728
Map Reference	MB 5 PG 27
Instrument Date	Mar 30, 2023
Instrument	2023036775
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21209 SENECA HILLS RD, EUSTIS, FL 32736-9025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 DON AVENUE, TAVARES, FL 32778

Mortgage

Document Number	0006117730
Date	Mar 31, 2023
Instrument	6117/730

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	21209 SENECA HILLS RD, EUSTIS, FL 32736-9025
Document Number	0049530762
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21209 SENECA HILLS RD EUSTIS FL 327369025, EUSTIS, FL 32736-9025

Mortgage

Document Number	0049530762
Date	Jun 5, 2017
Book Page	004953/000762
Instrument	60032

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Interest

Rate Type	Adjustable Rate

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	21209 SENECA HILLS RD, EUSTIS, FL 32736-9025
Document Number	0049451697
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	21209 SENECA HILLS RD

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$190,175 (+5.9%) Land $32,925 Building $157,250	$449,452 (+45.48%) Land $32,925 Building $416,527
2024	$2,743.00 (+11.28%)
2023	$2,465.00 (+8.02%) Homeowner's exemption	$179,575 (+2.96%)	$308,954 (+2.11%) Land $22,725 Building $286,229
2022	$2,282.00 Homeowner's exemption	$174,415	$302,579 Land $16,350 Building $286,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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