21209 Cornelius St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21209 Cornelius St, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 750 sqft · built 1951
Lot Size	0.256 acres (11,186 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (May 1999)
Tax Bill	$1,708 (2023)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-204-03`

Property Details

APN / Parcel Number

Primary APN	`003-204-03`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	750 sqft Heated Area
Gross Area	796 sqft
1st Floor Area	750 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,186 sqft (0.256 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	21 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	003-204-03
Street Address	21209 CORNELIUS ST
City	CORNELIUS
State	NC
Zip	28031-8448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Description	L6 BA M6-451
Legal Subdivision	STERLING POINTE
Legal Block	A
Legal Lot Number	6
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	2
Census Block	2000
Census Tract	6408

Owner

21209 Cornelius St is owned and occupied by an individual who acquired it in October 2013.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	21209 CORNELIUS ST, CORNELIUS, NC 28031-8448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 25, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 1999 · Amount on File
Deed Sale	May 27, 1999 · Amount on File
Prior Sale	Jun 1, 1999 · Amount on File
Deed Document Number	0000010512
Deed Book / Page	003
Last Transfer Date	Oct 28, 2013
Transfer Doc	0000167787
Record Updated	Jun 7, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	21209 CORNELIUS ST, CORNELIUS, NC 28031-8448
Document Number	0000124488
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21209 CORNELIUS ST CORNELIUS NC 280318448, CORNELIUS, NC 28031-8448

Mortgage

Document Number	0000124488
Date	Sep 19, 2019
Book Page	033862/000973
Instrument	124488

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 18, 2034

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	21209 CORNELIUS ST, CORNELIUS, NC 28031-8448
Document Number	0000127911
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21209 CORNELIUS ST CORNELIUS NC 280318448, CORNELIUS, NC 28031-8448

Mortgage

Document Number	0000127911
Date	Oct 10, 2018
Book Page	033034/000945
Instrument	127911

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 9, 2033

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 21209 Cornelius St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21209 Cornelius St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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