21206 Emerald Dr, Germantown, MD 20876 Property Records

Montgomery County property record for 21206 Emerald Dr, Germantown, MD 20876

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 3,068 sqft · built 1995
Lot Size0.138 acres (6,004 sqft)
Owner2 Company Names on File
Last Sale$535,000 (Sep 2020)
Tax Bill$6,323 (2025)
Deeds & MortgagesFeb 2026 Transfer
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-02973861

Property Details

APN / Parcel Number

Primary APN02-02973861
Alternative APN
  • 02973861

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,068 sqft Living Area
Gross Area3,468 sqft
1st Floor Area1,380 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,004 sqft (0.138 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02973861
Street Address21206 EMERALD DR
CityGERMANTOWN
StateMD
Zip20876-5920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionMILESTONE
Legal SubdivisionMILESTONE
Legal BlockL
Legal Lot Number15
JurisdictionMONTGOMERY MD
Township / Civil Division2
Census Block Group2
Census Block2015
Census Tract700314

Owner

21206 Emerald Dr is owned by a company that acquired it in January 2026.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Company Names on File
Mailing Address21206 EMERALD DR, GERMANTOWN, MD 20876-5920
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Intrafamily Transfer, Transfer
Sep 22, 2020Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2020 · Amount on File
Deed SaleSep 22, 2020 · Amount on File
Prior SaleAug 26, 2010 · Amount on File
Deed Book / Page60564 / 123
Last Transfer DateJan 23, 2026
Transfer Doc0701220314
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY MD
Recording DateFeb 10, 2026
Property Address21206 EMERALD DR, GERMANTOWN, MD 20876-5920
Document Number0701220314
Book / Page70122 / 314
Map ReferenceMB 164 PL 18555
Instrument DateJan 23, 2026
Transaction TypeTransfer
Record UpdatedFeb 26, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address21206 EMERALD DR, GERMANTOWN, MD 20876-5920

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateSep 22, 2020
Property Address21206 EMERALD DR, GERMANTOWN, MD 20876-5920
Document Number0605640123
Book / Page60564 / 123
Map ReferenceMB 164 PL 18555
Instrument DateJul 6, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyCOURTESY TITLE & ESCROW CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address21206 EMERALD DR, GERMANTOWN, MD 20876-5920

Mortgage

Document Number60564129
DateSep 22, 2020
Instrument60564/129
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 21206 Emerald Dr was $6,323.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$643,433 (+6.71%)$683,900 (-) Land $147,800 Building $536,100
2025$6,323.00 Homeowner's exemption$602,967$683,900 Land $147,800 Building $536,100
2023$535,733$562,500 Land $147,800 Building $414,700
2022$5,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21206 Emerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21206 Emerald Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Emerald Dr

Nearby Streets

Search Property Records by Address or Parcel Number