21205 E Blue Mills Rd, Independence, MO 64058 Property Records

Jackson County property record for 21205 E Blue Mills Rd, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,460 sqft · built 2020
Lot Size	3.96 acres (172,933 sqft)
Owner	2 Individual Names on File
Last Sale	$55,200 (Aug 2019)
Tax Bill	$7,879 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-700-04-65`

Property Details

APN / Parcel Number

Primary APN	`10-700-04-65`
Alternative APNs	`10-700-04-65-00-0-00-000` `2048248`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,460 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	1,460 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	172,933 sqft
Garage Type	Attached
Garage Area	1,168 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2048248
Street Address	21205 E BLUE MILLS RD
City	INDEPENDENCE
State	MO
Zip	64058-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OURAY ESTATES 2ND PLAT-LOTS 5 THRU 7---LOT 6
Legal Subdivision	OURAY ESTATES 2ND PLAT-LOTS 5 THRU 7
Legal Block	1
Legal Lot Number	5-7,6
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1087
Census Tract	15100

Owner

21205 E Blue Mills Rd is owned by two individuals who bought it in August 2019.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19400 E 37TH TERRACE CT S, 501, INDEPENDENCE, MO 64057-2487
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · FHA Mortgage COMMERCE BANK
Aug 21, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 1, 2020	Deed of Trust, Construction Loan · Construction Mortgage STATE BK/MO
Aug 13, 2019	Grant Deed, Subdivision Related Transfer · Line of Credit ENTERPRISE BK
Jun 21, 2018	Grant Deed, Subdivision Related Transfer KANSAS CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on File
Deed Sale	Aug 13, 2019 · Amount on File
Deed Document Number	2019E63237
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	21205 E BLUE MILLS RD, INDEPENDENCE, MO 64058-2015
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21205 E BLUE MILLS RD, INDEPENDENCE, MO 64058-2015

Mortgage

Document Number	00E0104125
Date	Nov 18, 2022
Instrument	2022E0104125

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	24 Months
Due	Nov 9, 2024

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	21205 E BLUE MILLS RD, INDEPENDENCE, MO 64058-2015
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21205 E BLUE MILLS RD, INDEPENDENCE, MO 64058-2015

Mortgage

Document Number	00E0061170
Date	Aug 21, 2025
Instrument	2025E0061170

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Dec 1, 2020
Property Address	21205 E BLUE MILLS RD, INDEPENDENCE, MO 64058-2015
Document Number	000E113580
Instrument Date	Oct 30, 2020
Instrument	113580E
Transaction Type	Construction Loan
Record Updated	Dec 29, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19400 E 37TH TERRACE CT S #501 INDEPENDENCE MO 640572487, 501, INDEPENDENCE, MO 64057-2487

Mortgage

Document Number	000E113580
Date	Dec 1, 2020
Instrument	113580E

Lender

Name	STATE BK/MO
Type	Bank
Address	GRAIN VALLEY, MO 64029

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 30, 2021

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 13, 2019
Property Address	21205 E BLUE MILLS RD, INDEPENDENCE, MO 64058-2015
Document Number	0000E63237
Instrument Date	Aug 9, 2019
Instrument	63237E
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 10, 2019
Title Company	KANSAS CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5620 CRESCENT AVE RAYTOWN MO 641333310, RAYTOWN, MO 64133-3310

Mortgage

Document Number	E63238
Date	Aug 13, 2019
Instrument	63238E

Lender

Name	ENTERPRISE BK
Type	Bank
Address	KANSAS CITY, MO 64108

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 21, 2018
Property Address	21205 E BLUE MILLS RD, INDEPENDENCE, MO 64058-2015
Document Number	0000E54116
Instrument Date	Jun 20, 2018
Instrument	54116E
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2018
Title Company	KANSAS CITY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1258 BEAVER VALLEY RD STROUDSBURG PA 183606881, STROUDSBURG, PA 18360-6881

Tax Assessment & Valuation

The 2025 property tax bill for 21205 E Blue Mills Rd was $7,879, up 6.7% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,643 (-) Land $13,017 Building $74,626	$461,280 (-)
2025	$7,879.00 (+6.69%)	$87,643 Land $13,017 Building $74,626	$461,280
2024	$7,385.00 (+0.9%)
2023	$7,319.00	$82,571 Land $396 Building $82,175	$435,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21205 E Blue Mills Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1982–1998)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 1998 · Severe Storms, Flooding And Tornadoes
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21205 E Blue Mills Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Wisper ISP.

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