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  5. Centennial St

21205 Centennial St, Saint Clair Shores, MI 48081 Property Records

Macomb County property record for 21205 Centennial St, Saint Clair Shores, MI 48081

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,071 sqft · built 1955
Lot Size0.145 acres (6,316 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Jul 2025)
Tax Bill$4,821 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Jun 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-14-22-176-022

Property Details

APN / Parcel Number

Primary APN09-14-22-176-022
Alternative APN
  • 1422176022

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,071 sqft Living Area
1st Floor Area1,071 sqft
Basement Area1,071 sqft
Unfinished Basement1,071 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Lot Area6,316 sqft (0.145 acres)
Lot Dimensions121 ft deep x 52 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address21205 CENTENNIAL ST
CitySAINT CLAIR SHORES
StateMI
Zip48081-1825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionCENTENNIAL FARM SUB'N NO. 2 (L30, P36) LOT 74
Legal SubdivisionCENTENNIAL FARM SUB
Legal Lot Number74
JurisdictionMACOMB MI
Township / Civil DivisionST. CLAIR SHORES
Census Block Group2
Census Block2008
Census Tract251300

Owner

21205 Centennial St is owned and occupied by an individual who bought it in July 2025.

Source: Macomb County records, as of October 22, 2026

Owner of RecordIndividual Name on File
Mailing Address49301 MONTE RD, CHESTERFIELD, MI 48047-4879
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2020Warranty Deed, Transfer · Conventional Mortgage
ALLY BANK
Jun 5, 2017Warranty Deed, Transfer · Conventional with PMI
MORTGAGE 1 AT SUBURBAN
Jan 10, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2025 · Amount on File
Deed SaleJul 22, 2025 · Amount on File
Prior SaleApr 1, 2020 · Amount on File
Deed Document Number202564304
Deed Book / Page30197 / 658
Prior Transfer DateDec 22, 2003
Prior Transfer Doc0004010983
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateApr 1, 2020
Property Address21205 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-1825
Document Number0000037093
Book / Page26611 / 798
Map ReferenceLB 30 PG 36
Instrument DateMar 27, 2020
Instrument2037093
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyCISLO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,634.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21205 CENTENNIAL ST, 21205, SAINT CLAIR SHORES, MI 48081-1825

Transferred To (Grantee/Buyer)

NameVerified Name
Address22405 BEACH ST, SAINT CLAIR SHORES, MI 48081-2336

Mortgage

Document Number0000037094
DateApr 1, 2020
Instrument2037094
Lender
NameALLY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJun 5, 2017
Property Address21205 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-1825
Document Number0000070511
Book / Page024750 / 000357
Instrument DateMay 5, 2017
Instrument70511
Transaction TypeTransfer
Record UpdatedJul 3, 2017
Title CompanyNATIONS TITLE, NATIONS TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,466.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25822 ACACIA ST SOUTHFIELD MI 480332775, SOUTHFIELD, MI 48033-2775

Mortgage

Document Number70512
DateJun 5, 2017
Book Page024750/000359
Instrument70512
Lender
NameMORTGAGE 1 AT SUBURBAN
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 4, 2047

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJan 10, 2017
Property Address21205 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-1825
Document Number0000004051
Book / Page024494 / 000793
Instrument DateDec 20, 2016
Instrument4051
Transaction TypeTransfer
Record UpdatedJan 31, 2017

Transaction

AmountAmount on Record
Tax$774.91
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21205 CENTENNIAL ST ST CLAIR SHORES MI 480811825, ST CLAIR SHORES, MI 48081-1825

Tax Assessment & Valuation

The 2025 property tax bill for 21205 Centennial St was $4,821 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySt. Clair Shores City
Unified School DistrictLakeview Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$128,600$257,200
2025$4,821.00
2023$99,500$199,000
2022$4,346.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21205 Centennial St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21205 Centennial St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR SHORES
serves 59,715 people · EPA ID MI0006280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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