Mecklenburg County property record for 21202 Captiva Ct, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,227 sqft · built 1996 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,692,000 (May 2023) |
| Tax Bill | $9,400 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-431-75 |
| Primary APN | 001-431-75 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,227 sqft Living Area |
| Gross Area | 3,894 sqft |
| 1st Floor Area | 2,015 sqft |
| Upper Floors Area | 1,212 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 667 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 447 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 21202 CAPTIVA CT |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L3 M26-638 |
| Legal Subdivision | BRIANS POINTE |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 6216 |
Source: Mecklenburg County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 21202 CAPTIVA CT, CORNELIUS, NC 28031-6842 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Oct 30, 2018 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on Record |
| Deed Sale | May 5, 2023 · Amount on Record |
| Prior Sale | Nov 4, 2005 · Amount on Record |
| Deed Document Number | 202341663 |
| Deed Book / Page | 38103 / 505 |
| Prior Transfer Date | Sep 28, 1999 |
| Prior Transfer Doc | 0000182955 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21202 CAPTIVA CT, CORNELIUS, NC 28031-6842 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 21202 CAPTIVA CT, CORNELIUS, NC 28031-6842 |
| Investor | Possibly a Property Investor |
| Document Number | 0000192606 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 36621/594 |
| Instrument | 2021192606 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 5, 2023 |
| Property Address | 21202 CAPTIVA CT, CORNELIUS, NC 28031-6842 |
| Document Number | 0000041663 |
| Book / Page | 38103 / 505 |
| Map Reference | MB 26 PG 638 |
| Instrument Date | May 5, 2023 |
| Instrument | 2023041663 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,384.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6450 WATERCREST WAY UNIT 201, 201, LAKEWOOD RANCH, FL 34202-5235 |
| Name | Verified Name |
|---|---|
| Address | 2I2O2 CAPTIVA COURT, CORNELIUS, NC 28031 |
| Document Number | 0000041664 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 2023041664 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21202 CAPTIVA CT, CORNELIUS, NC 28031-6842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE CONNET LP |
| Name | Verified Name |
|---|
| Document Number | 0000136102 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 33075/964 |
| Instrument | 2018136102 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21202 CAPTIVA CT, CORNELIUS, NC 28031-6842 |
| Document Number | 0000033581 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21202 CAPTIVA CT CORNELIUS NC 280316842, CORNELIUS, NC 28031-6842 |
| Document Number | 0000033581 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 034354/000557 |
| Instrument | 33581 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 8, 2030 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,400.00 | $1,403,700 Land $825,000 Building $578,700 | $1,403,700 Land $825,000 Building $578,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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