21200 Cold Spring Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21200 Cold Spring Ln, Cornelius, NC 28031

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,176 sqft · built 1997
Lot Size11.5 acres (502,029 sqft)
OwnerIndividual Name on Record
Last Sale$112,000 (Apr 1998)
Tax Bill$2,247 (2023)
Deeds & MortgagesJul 2024 Transfer
Jul 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-177-21

Property Details

APN / Parcel Number

Primary APN001-177-21

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,176 sqft Heated Area
Gross Area1,200 sqft
1st Floor Area1,176 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area502,029 sqft (11.5 acres)
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-177-21
Street Address21200 COLD SPRING LN
CityCORNELIUS
StateNC
Zip28031-6439
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeNR
Legal DescriptionUNIT 21 BLD6 U/F 433
Legal SubdivisionLAKE CREST CONDOS PH II-A
Legal Block6
Legal Unit21
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2002
Census Tract6217

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21200 COLD SPRING LN, CORNELIUS, NC 28031-6439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2024Intrafamily Transfer, Transfer
Jul 18, 2024Intrafamily Transfer, Transfer
Mar 26, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 1998 · Amount on Record
Deed SaleApr 28, 1998 · Amount on Record
Deed Document Number0000964242
Deed Book / Page09642 / 0042
Record UpdatedSep 20, 2026

July 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateJul 18, 2024
Property Address21200 COLD SPRING LN, CORNELIUS, NC 28031-6439
Document Number0000066963
Book / Page38950 / 933
Map ReferenceMB 9110 PG 277
Instrument DateJul 17, 2024
Instrument2024066963
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21200 COLD SPRING LN, CORNELIUS, NC 28031-6439

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address21200 COLD SPRING LN, CORNELIUS, NC 28031-6439

July 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateJul 18, 2024
Property Address21200 COLD SPRING LN, CORNELIUS, NC 28031-6439
Document Number0000066904
Book / Page38950 / 668
Map ReferenceMB 9426 PG 505
Instrument DateJul 16, 2024
Instrument2024066904
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21200 COLD SPRING LN, CORNELIUS, NC 28031-6439

Transferred To (Grantee/Buyer)

NameVerified Name
Address21200 COLD SPRING LN, CORNELIUS, NC 28031-6439

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address21200 COLD SPRING LN, CORNELIUS, NC 28031-6439
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035121
DateMar 26, 2018
Book Page32553/699
Instrument2018035121
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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