2120 W Oak Grove Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 2120 W Oak Grove Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,155 sqft · built 1941
Lot Size	5.59 acres (243,936 sqft)
Owner	Individual Name on Record
Tax Bill	$2,407 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-5-15-00-0-00005-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-5-15-00-0-00005-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,155 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1941
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	243,936 sqft (5.59 acres)
Utility Building	1,200 sqft

Location & Zoning

Street Address	2120 W OAK GROVE RD
City	HERNANDO
State	MS
Zip	38632-7609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SE 1/4
Legal Range	08
Legal Township	03
Legal Section	15
Legal Lot Number	5
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2000
Census Tract	71123

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2120 W OAK GROVE RD, HERNANDO, MS 38632-7609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2012
Deed Sale	Sep 12, 2012
Deed Document Number	0000689740
Deed Book / Page	0689 / 740
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Sep 8, 2026
Property Address	2120 W OAK GROVE RD, HERNANDO, MS 38632-7609
Document Number	5663102184
Book / Page	5663 / 102184
Instrument Date	Aug 20, 2026
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 W OAK GROVE RD, HERNANDO, MS 38632-7609
Investor	Possibly a Property Investor

Mortgage

Document Number	5663102184,
Date	Sep 8, 2026
Book Page	5663/102184

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2056

Interest

Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2120 W OAK GROVE RD, HERNANDO, MS 38632-7609
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GOOD TTL ESCROW & CLOSING LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 W OAK GROVE RD, HERNANDO, MS 38632-7609

Mortgage

Document Number	0005049/60
Date	Sep 24, 2020
Book Page	5049/60

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2120 W OAK GROVE RD, HERNANDO, MS 38632-7609
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 WOAK GROVE RD, HERNANDO, MS 38632

Mortgage

Document Number	005551/497
Date	Jun 17, 2022
Book Page	5551/497

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,407.00 (+21.08%)	$23,206 (+40.92%) Land $3,920 Building $19,286	$232,057 (+40.93%) Land $39,200 Building $192,857
2023	$1,988.00	$16,467	$164,666 Land $39,200 Building $125,466

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: C Spire Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on W Oak Grove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures