Union County property record for 2120 Vanderlyn St, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | built 2023 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $409,500 (Mar 2024) |
| Tax Bill | $3,566 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Apr 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-321-844 |
| Primary APN | 09-321-844 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,535 sqft Living Area |
| 1st Floor Area | 1,047 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Lot Area | 6,882 sqft (0.158 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2120 VANDERLYN ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #132 SECREST COMMONS PH3 OPCR397-398 |
| Legal Subdivision | SECREST COMMONS PHASE 3 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20501 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2120 VANDERLYN ST, MONROE, NC 28112-9629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jan 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Apr 17, 2026 | Deed of Trust · FHA Mortgage SERVICELINK |
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Mar 12, 2024 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Oct 26, 2023 | Correction Deed |
| Jul 20, 2023 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2024 · Amount on Record |
| Deed Sale | Mar 12, 2024 · Amount on Record |
| Deed Document Number | 20245336 |
| Deed Book / Page | 8867 / 240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2120 VANDERLYN ST, MONROE, NC 28112-9629 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2120 VANDERLYN ST, MONROE, NC 28112-9629 |
| Document Number | 0009051776 |
|---|---|
| Date | Jan 28, 2025 |
| Book Page | 9051/776 |
| Instrument | 1989 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 17, 2026 |
| Property Address | 2120 VANDERLYN ST, MONROE, NC 28112-9629 |
| Document Number | 0000010373 |
| Book / Page | 9352 / 269 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 2026.10373 |
| Record Updated | Apr 30, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2120 VANDERLYN ST, MONROE, NC 28112-9629 |
| Document Number | 0000010373, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 9352/269 |
| Instrument | 2026.10373 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Apr 1, 2054 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 17, 2026 |
| Property Address | 2120 VANDERLYN ST, MONROE, NC 28112-9629 |
| Document Number | 0009352269 |
| Book / Page | 9352 / 269 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 202610373 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2120 VANDERLYN ST, MONROE, NC 28112-9629 |
| Document Number | 0000010373, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 9352/269 |
| Instrument | 202610373 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Apr 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 12, 2024 |
| Property Address | 2120 VANDERLYN ST, MONROE, NC 28112-9629 |
| Document Number | 0008867240 |
| Book / Page | 8867 / 240 |
| Map Reference | CAB R FILE 387&398 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 5336 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | DHI TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $819.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604 |
| Name | Verified Name |
|---|---|
| Address | 2120 VANDERLYN ST, MONROE, NC 28112-9629 |
| Document Number | 0000005337 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 5337 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 26, 2023 |
| Property Address | 2120 VANDERLYN ST, MONROE, NC 28112-9629 |
| Document Number | 0000880249 |
| Book / Page | 8802 / 49 |
| Map Reference | CAB R FILE 397&398 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 25942 |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3330 CUMBERLAND BLVD SE STE 275, 275, ATLANTA, GA 30339-8136 |
| Name | Verified Name |
|---|---|
| Address | 8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 20, 2023 |
| Property Address | 2120 VANDERLYN ST, MONROE, NC 28112-9629 |
| Document Number | 0008747493 |
| Book / Page | 8747 / 493 |
| Map Reference | CAB R FILE 397&398 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 17340 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3330 CUMBERLAND BLVD SE STE 275, 275, ATLANTA, GA 30339-8136 |
| Name | Verified Name |
|---|---|
| Address | 8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $408,000 (-) Land $81,600 Building $326,400 | $408,000 (-) Land $81,600 Building $326,400 | |
| 2025 | $3,566.00 | $408,000 Land $81,600 Building $326,400 | $408,000 Land $81,600 Building $326,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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