2120 Tracy Pl, Lodi, CA 95242 Property Records

San Joaquin County property record for 2120 Tracy Pl, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,588 sqft · built 1968
Lot Size	0.111 acres (4,839 sqft)
Owner	2 Individual Names on Record
Tax Bill	$886 (2026)
Deeds & Mortgages	May 2017 Mortgage May 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`029-123-280-000`

Property Details

APN / Parcel Number

Primary APN	`029-123-280-000`
Alternative APN	`029-123-28`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,588 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,839 sqft (0.111 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	029-123-28
Street Address	2120 TRACY PL
City	LODI
State	CA
Zip	95242-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 727 LOT 102
Legal Subdivision	TWIN OAKS WEST
Legal Tract	727
Legal Block	2
Legal Lot Number	102
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2013
Census Tract	4206

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2120 TRACY PL, LODI, CA 95242-3233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 16, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
May 16, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2120 TRACY PL, LODI, CA 95242-3233
Document Number	0000057963
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2120 TRACY PL LODI CA 952423233, LODI, CA 95242-3233

Mortgage

Document Number	0000057963
Date	May 23, 2017
Instrument	57963

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.89%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2120 TRACY PL, LODI, CA 95242-3233
Document Number	0000057964
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2120 TRACY PL LODI CA 952423233, LODI, CA 95242-3233

Mortgage

Document Number	0000057964
Date	May 23, 2017
Instrument	57964

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.89%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$886.00 (+0.45%)
2025	$882.00 (+4.38%) Homeowner's exemption	$87,142 (+4.04%) Land $18,629 Building $68,513
2023	$845.00 (+2.42%) Homeowner's exemption	$83,759 Land $17,906 Building $65,853	$438,210
2022	$825.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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