Manitowoc County property record for 2120 School St, Two Rivers, WI 54241
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 660 sqft · built 1910 |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,197 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jan 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-101-007-180.05 |
| Primary APN | 53-101-007-180.05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 660 sqft Living Area |
| Gross Area | 1,420 sqft |
| Basement Area | 660 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Asbestos |
| Roof Material | Asphalt |
| Lot Area | 6,273 sqft (0.144 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1142 |
|---|---|
| Street Address | 2120 SCHOOL ST |
| City | TWO RIVERS |
| State | WI |
| Zip | 54241-2537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | ASS`T PLAT 7 LOT 18 |
| Legal Subdivision | ASSESSMENT 07 |
| Legal Lot Number | 18 |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | TWO RIVERS |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 5200 |
2120 School St is owned by a company that acquired it in November 2016 and is owner-occupied.
Source: Manitowoc County records, as of June 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 903 WASHINGTON ST, MANITOWOC, WI 54220-5238 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2024 | Deed of Trust, Mortgage · Line of Credit SHIPBUILDERS CU |
| Jan 26, 2022 | Deed of Trust, Mortgage · Line of Credit SHIPBUILDERS CU |
| Oct 25, 2022 | Deed of Trust, Mortgage · Line of Credit SHIPBUILDERS CU |
| Jul 27, 2022 | Deed of Trust, Mortgage · Line of Credit SHIPBUILDERS CU |
| Dec 2, 2021 | Deed of Trust, Mortgage · Construction Mortgage SHIPBUILDERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2016 |
| Deed Sale | Nov 7, 2016 |
| Deed Document Number | 20161174479 |
| Prior Transfer Date | Jan 20, 2012 |
| Prior Transfer Doc | 002700/041 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 2120 SCHOOL ST, TWO RIVERS, WI 54241-2537 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 003599/495 |
|---|---|
| Date | Jan 15, 2024 |
| Book Page | 3599/495 |
| Instrument | 1269090 |
| Name | SHIPBUILDERS CU |
|---|---|
| Type | Credit Union |
| Address | MANITOWOC, WI 54220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 2120 SCHOOL ST, TWO RIVERS, WI 54241-2537 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 903 WASHINGTON ST, MANITOWOC, WI 54220-5238 |
| Document Number | 003471/249 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 3471/249 |
| Instrument | 1247066 |
| Name | SHIPBUILDERS CU |
|---|---|
| Type | Credit Union |
| Address | MANITOWOC, WI 54220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 2120 SCHOOL ST, TWO RIVERS, WI 54241-2537 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00003530/3 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 3530/3 |
| Instrument | 1257132 |
| Name | SHIPBUILDERS CU |
|---|---|
| Type | Credit Union |
| Address | MANITOWOC, WI 54220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 2120 SCHOOL ST, TWO RIVERS, WI 54241-2537 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003512/309 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 3512/309 |
| Instrument | 1254078 |
| Name | SHIPBUILDERS CU |
|---|---|
| Type | Credit Union |
| Address | MANITOWOC, WI 54220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 2120 SCHOOL ST, TWO RIVERS, WI 54241-2537 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 903 WASHINGTON ST, MANITOWOC, WI 54220-5238 |
| Document Number | 003458/447 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 3458/447 |
| Instrument | 1244751 |
| Name | SHIPBUILDERS CU |
|---|---|
| Type | Credit Union |
| Address | MANITOWOC, WI 54220 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2120 School St was $1,197 with exemptions applied, up 5.7% from the year before.
Source: Manitowoc County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| Municipality | Two Rivers City |
| Unified School District | Two Rivers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,197.00 (+5.74%) Homeowner's exemption Additional exemption filed | $72,400 (-) Land $12,500 Building $59,900 | $83,705 Land $14,452 Building $69,253 |
| 2024 | $1,132.00 (+36.22%) | $72,400 (+120.73%) Land $12,500 Building $59,900 | |
| 2023 | $831.00 | $32,800 Land $6,900 Building $25,900 | $52,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2120 School St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2120 School St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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