2120 Schmitt Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 2120 Schmitt Cir, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Lot Size	0.231 acres (10,103 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Mar 2024)
Tax Bill	$8,788 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-25-404-006`

Property Details

APN / Parcel Number

Primary APN	`18-25-404-006`

Exterior

Lot Area	10,103 sqft (0.231 acres)

Location & Zoning

Street Address	2120 SCHMITT CIR
City	ALGONQUIN
State	IL
Zip	60102-4378
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0006857 LT 96 TRAILS OF WOODS CREEK PHASE 1 MEMO: DOVHANYUK, VADYM/DOVHANIUK, INNA
Legal Subdivision	TRAILS OF WOODS CREEK PHASE 1
Legal Phase	1
Legal Lot Number	96
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	2
Census Block	2011
Census Tract	871107

Owner

Source: McHenry County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29 STANTON CT, C1, SCHAUMBURG, IL 60193-1857
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE
Mar 25, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE COMPAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Deed Document Number	20246857
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Apr 16, 2026
Property Address	2120 SCHMITT CIR, ALGONQUIN, IL 60102-4378
Document Number	0000010168
Instrument Date	Apr 7, 2026
Instrument	202610168
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	A&D MORTGAGE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2120 SCHMITT CIR, ALGONQUIN, IL 60102-4378

Mortgage

Document Number	0000010168,
Date	Apr 16, 2026
Instrument	202610168

Lender

Name	SOLUTIONS FINANCIAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 25, 2024
Property Address	2120 SCHMITT CIR, ALGONQUIN, IL 60102-4378
Document Number	0000006857
Map Reference	DOC 2020R0054323
Instrument Date	Mar 18, 2024
Instrument	2024R0006857
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 4, 2024
Title Company	PGA TITLE INC, PGP TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$565.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 E GOLF RD # RD300, RD300, SCHAUMBURG, IL 60173-5834

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29 STANTON CT UNIT C1, C1, SCHAUMBURG, IL 60193-1857

Mortgage

Document Number	0000006858
Date	Mar 25, 2024
Instrument	2024R0006858

Lender

Name	SOLUTIONS FINANCIAL MORTGAGE COMPAN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,788.00	$125,639 (+9,375.04%) Land $17,702 Building $107,937	$376,917 (+9,375.04%) Land $53,106 Building $323,811
2022		$1,326 Land $1,326	$3,978 Land $3,978

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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