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2120 S 28th St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2120 S 28th St, Saint Joseph, MO 64503

Property Summary

Property TypeSingle Family Home
Details1,672 sqft · built 1958
Lot Size0.551 acres (23,980 sqft)
Owner2 Individual Names on Record
Last Sale$177,500 (Aug 2020)
Tax Bill$1,464 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Transfer
APN06-5.0-21-001-002-002.000

Property Details

APN / Parcel Number

Primary APN06-5.0-21-001-002-002.000

Interior

Building Area1,672 sqft Base Area
1st Floor Area1,672 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area23,980 sqft (0.551 acres)
Lot Dimensions220 ft deep x 109 ft wide

Location & Zoning

Street Address2120 S 28TH ST
CitySAINT JOSEPH
StateMO
Zip64503-1133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal Description21-57-35NESUB: LOT: BLK:LGL DESC:BEG AT PNT 336.17' S & 30' W OF NE COR OF SEC 21 TH S ALG W/LINE 28TH ST 109' TH S 89 DEG 37' W 220' TH N PARL WITH E/LINE OF SD SEC 109' TH N 89 DEG 37' E 220' TO POB
Legal Range35W
Legal Township57N
Legal Section21
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3000
Census Tract1800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2120 S 28TH ST, SAINT JOSEPH, MO 64503-1133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Aug 31, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Deed Document Number20207785
Deed Book / Page3752 / 612
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateAug 31, 2020
Property Address2120 S 28TH ST, SAINT JOSEPH, MO 64503-1133
Document Number003752/612
Book / Page3752 / 612
Instrument DateAug 28, 2020
Instrument2020007785
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2120 S 28TH ST, SAINT JOSEPH, MO 64503-1133

Mortgage

Document Number2020007786
DateAug 31, 2020
Instrument2020007786
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBUCHANAN MO
Recording DateAug 31, 2020
Property Address2120 S 28TH ST, SAINT JOSEPH, MO 64503-1133
Document Number003752/611
Book / Page3752 / 611
Instrument DateAug 5, 2020
Instrument2020007784
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2120 S 28TH ST, SAINT JOSEPH, MO 64503-1133

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,464.00 (+0.07%)$20,420 (+6.3%) Land $3,330 Building $17,090$107,430 (+6.26%) Land $17,500 Building $89,930
2024$1,463.00 (+15.93%)
2023$1,262.00 (-0.63%)$19,210 (-) Land $3,330 Building $15,880$101,100 (-) Land $17,500 Building $83,600
2022$1,270.00$19,210 Land $3,330 Building $15,880
2021$101,100 Land $17,500 Building $83,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
United Fiber
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20

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