2120 NE 54th Way, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 2120 NE 54th Way, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 2016
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Apr 2024)
Tax Bill	$4,053 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-35-36-35-0050-00000-1130`

Property Details

APN / Parcel Number

Primary APN	`1-35-36-35-0050-00000-1130`
Alternative APN	`R13536350050000001130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,016 sqft Living Area
Gross Area	3,010 sqft
1st Floor Area	2,016 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	611 sqft
Porch	Open Porch
Patio Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2120 NE 54TH WAY
City	OKEECHOBEE
State	FL
Zip	34972-8627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R-BAR ESTATES UNIT NO. 5 (PLAT BOOK 7 PAGES 4 & 5) LOT 113
Legal Range	35E
Legal Township	36S
Legal Section	35
Legal Subdivision	R-BAR ESTATES UNIT NO 5
Legal Lot Number	113
Legal Unit	5
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	1
Census Block	1050
Census Tract	910101

Owner

2120 NE 54th Way is owned and occupied by two individuals who bought it in April 2024.

Source: Okeechobee County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2120 NE 54TH WAY, OKEECHOBEE, FL 34972-8627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Dec 21, 2021	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	Dec 21, 2021 · Amount on File
Deed Document Number	20244604
Prior Transfer Date	Jul 8, 2014
Prior Transfer Doc	0007490423
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2120 NE 54TH WAY, OKEECHOBEE, FL 34972-8627
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3714 SE 12TH DR, OKEECHOBEE, FL 34974-3718

Mortgage

Document Number	0000004605
Date	Apr 30, 2024
Instrument	2024004605

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	2440 MALL DR, NORTH CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 21, 2021
Property Address	2120 NE 54TH WAY, OKEECHOBEE, FL 34972-8627
Document Number	0000016136
Map Reference	MB 7 PG 4&5
Instrument Date	Dec 17, 2021
Instrument	2021016136
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2120 NE 54TH WAY, 2120, OKEECHOBEE, FL 34972-8627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 NE 54TH WAY, OKEECHOBEE, FL 34972-8627

Mortgage

Document Number	0000016137
Date	Dec 21, 2021
Instrument	2021016137

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2120 NE 54TH WAY, OKEECHOBEE, FL 34972-8627
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 NW 54TH WAY, OKEECHOBEE, FL 34972-8627

Mortgage

Document Number	2021001658
Date	Feb 12, 2021
Instrument	2021001658

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2120 NE 54th Way was $4,053.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,053.00	$284,061	$395,894 Land $98,500 Building $297,394
2023	$4,176.00 (+5.22%) Homeowner's exemption	$294,195 (+3%)	$369,112 (+19.59%) Land $73,000 Building $296,112
2022	$3,969.00 Homeowner's exemption	$285,626	$308,645 Land $65,000 Building $243,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2120 NE 54th Way in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (2004–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2120 NE 54th Way is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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