2120 NE 38th Ter, Ocala, FL 34470 Property Records

Marion County property record for 2120 NE 38th Ter, Ocala, FL 34470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,762 sqft · built 2007
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Feb 2024)
Tax Bill	$2,486 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jun 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24251-104-02`

Property Details

APN / Parcel Number

Primary APN	`24251-104-02`
Alternative APNs	`3578261000` `3578261`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,762 sqft Living Area
Gross Area	2,334 sqft
1st Floor Area	1,762 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	100 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	202 sqft
Patio Area	96 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2120 NE 38TH TER
City	OCALA
State	FL
Zip	34470-8174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD05
Legal Description	SEC 02 TWP 15 RGE 22 PLAT BOOK 010 PAGE 193 HEATHER TRACE PHASE 1 BLK D LOT 2
Legal Range	22E
Legal Township	15S
Legal Section	2
Legal Subdivision	HEATHER TRACE PHASE 1
Legal Block	D
Legal Lot Number	2
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1005
Census Tract	1403

Owner

Source: Marion County records · APN 24251-104-02

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2120 NE 38TH TER, OCALA, FL 34470-8174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jun 21, 2021	Correction Deed
Oct 14, 2020	Warranty Deed, Transfer AFFILIATED TITLE/CTRL FL LIMITED, AFFILIATED TITLE/CTRL FL LTD
Sep 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIS BANK
Jun 06, 2019	Warranty Deed, Transfer · Conventional with PMI RTL 7 LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 26, 2024 · Amount on Record
Deed Sale	Feb 26, 2024 · Amount on Record
Prior Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	202422907
Deed Book / Page	8258 / 1730
Prior Transfer Date	Jun 21, 2021
Prior Transfer Doc	0074941813
Record Updated	Jun 08, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Feb 26, 2024
Property Address	2120 NE 38TH TER, OCALA, FL 34470-8174
Document Number	0082581730
Book / Page	8258 / 1730
Map Reference	MB 10 PG 193
Instrument Date	Feb 23, 2024
Instrument	2024022907
Transaction Type	Transfer
Record Updated	Apr 09, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2120 NE 38TH TER, OCALA, FL 34470-8174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 NE 38TH TER, OCALA, FL 34470-8174

Mortgage

Document Number	2024022908
Date	Feb 26, 2024
Instrument	2024022908

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	MARION FL
Recording Date	Jun 21, 2021
Property Address	2120 NE 38TH TER, OCALA, FL 34470-8174
Document Number	0074941813
Book / Page	7494 / 1813
Map Reference	MB 10 PG 193&194
Instrument Date	Jun 21, 2021
Instrument	2021083626
Record Updated	Jul 07, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2120 NE 38TH TER, 2120, OCALA, FL 34470-8174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 NE 38TH TER, OCALA, FL 34470-8174

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Oct 14, 2020
Property Address	2120 NE 38TH TER, OCALA, FL 34470-8174
Document Number	0072911519
Book / Page	007291 / 001519
Instrument Date	Oct 10, 2020
Instrument	109252
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	AFFILIATED TITLE/CTRL FL LIMITED, AFFILIATED TITLE/CTRL FL LTD

Transaction

Amount	Amount Recorded
Tax	$27.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2120 NE 38TH TER OCALA FL 344708174, OCALA, FL 34470-8174

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Sep 18, 2020
Property Address	2120 NE 38TH TER, OCALA, FL 34470-8174
Document Number	0072711635
Book / Page	7271 / 1635
Map Reference	MB 10 PG 193&194
Instrument Date	Sep 04, 2020
Instrument	2020097958
Transaction Type	Transfer
Record Updated	Feb 01, 2022
Title Company	SUNSTATE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 NE 38TH TER, OCALA, FL 34470-8174

Mortgage

Document Number	0072711637
Date	Sep 18, 2020
Instrument	7271/1637

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Oct 01, 2027
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	11.3%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jun 06, 2019
Property Address	2120 NE 38TH TER, OCALA, FL 34470-8174
Document Number	0069800477
Book / Page	006980 / 000477
Instrument Date	Jun 05, 2019
Instrument	57999
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	MARION LAKE SUMTER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3501 NE 10TH ST OCALA FL 344706423, OCALA, FL 34470-6423

Mortgage

Document Number	69800479
Date	Jun 06, 2019
Book Page	006980/000479
Instrument	58000

Lender

Name	RTL 7 LLC
Address	2124 SE 12TH ST, OCALA, FL 34471-4137

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Jun 05, 2029

Interest

Rate	10%

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,486.00 (+8.8%) Homeowner's exemption	$165,096 (+9.73%)	$231,927 (+14.18%) Land $30,000 Building $201,927
2023	$2,285.00 (+11.14%) Homeowner's exemption	$150,463 (+3%) Land $30,000 Building $120,463	$203,116 (+6.21%) Land $30,000 Building $173,116
2022	$2,056.00 Homeowner's exemption	$146,081	$191,232 Land $35,000 Building $156,232

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	24 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Central Florida Broadband, Metronet Holdings.

Based on FCC filings for 310 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

2120 NE 38th Ter, Ocala, FL 34470 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2020: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on NE 38th Ter

Nearby Streets

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