2120 Morgan Ln, Covington, GA 30014 Property Records

Walton County property record for 2120 Morgan Ln, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,109 sqft · built 2016
Lot Size	9.57 acres (416,869 sqft)
Owner	2 Individual Names on Record
Last Sale	$69,500 (Jul 2014)
Tax Bill	$8,406 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C0790-017-G`

Property Details

APN / Parcel Number

Primary APN	`C0790-017-G`
Alternative APN	`6854`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,109 sqft Heated Area
1st Floor Area	2,487 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	416,869 sqft (9.57 acres)
Terrain	Rolling
Garage Area	624 sqft

Exterior Amenities

Porch	Slab
Porch Area	482 sqft
Deck Area	306 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6854
Street Address	2120 MORGAN LN
City	COVINGTON
State	GA
Zip	30014-7744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	#4 MORGAN ESTATES 9.57AC
Legal Subdivision	MORGAN ESTATES
Legal Lot Number	4
Jurisdiction	WALTON GA
Township / Civil Division	JERSEY
Census Block Group	3
Census Block	3003
Census Tract	110602

Owner

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2120 MORGAN LN, COVINGTON, GA 30014-7744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Warranty Deed, Transfer · Conventional Mortgage BOXCAR MORTGAGE
Feb 17, 2023	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS
Feb 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2014 · Amount on Record
Deed Sale	Jul 21, 2014 · Amount on Record
Prior Sale	Jun 24, 2009 · Amount on Record
Deed Document Number	20141927
Deed Book / Page	3680 / 352
Prior Transfer Date	May 15, 2009
Prior Transfer Doc	0030390330
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Mar 23, 2026
Property Address	2120 MORGAN LN, COVINGTON, GA 30014-7744
Document Number	0056251316
Book / Page	5625 / 1316
Instrument Date	Mar 20, 2026
Instrument	D2026-003021
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 MORGAN LN, COVINGTON, GA 30014-7744

Mortgage

Document Number	D2026003022
Date	Mar 23, 2026
Instrument	D2026-003022

Lender

Name	BOXCAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Feb 17, 2023
Property Address	2120 MORGAN LN, COVINGTON, GA 30014-7744
Document Number	0052700276
Book / Page	5270 / 276
Instrument Date	Feb 17, 2023
Instrument	2023-000665
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 MORGAN LN, COVINGTON, GA 30014-7744

Mortgage

Document Number	2023001441
Date	Feb 17, 2023
Instrument	2023001441

Lender

Name	CAPITAL CITY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2053

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	2120 MORGAN LN, COVINGTON, GA 30014-7744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040320048
Date	Feb 16, 2017
Book Page	4032/48

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	2120 MORGAN LN, COVINGTON, GA 30014-7744
Document Number	0046440267
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2120 MORGAN LN COVINGTON GA 300147744, COVINGTON, GA 30014-7744

Mortgage

Document Number	0046440267
Date	Aug 3, 2020
Book Page	004644/000267
Instrument	10481

Lender

Name	PINNACLE BK
Type	Bank
Address	ELBERTON, GA 30635

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,406.00 (+19.25%) Homeowner's exemption	$284,520 (+5.36%) Land $82,280 Building $202,240	$711,300 (+5.36%) Land $205,700 Building $505,600
2023	$7,049.00 (-2.58%) Homeowner's exemption	$270,040 (+24.79%) Land $82,280 Building $187,760	$675,100 (+24.79%) Land $205,700 Building $469,400
2022	$7,236.00 Homeowner's exemption	$216,400 Land $65,040 Building $151,360	$541,000 Land $162,600 Building $378,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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