Jackson County property record for 2120 Mill Creek Dr, Prospect, OR 97536
| Property Type | Commercial |
|---|---|
| Details | 5 bd · 3 ba · 3,958 sqft · built 1974 |
| Lot Size | 6.26 acres (272,686 sqft) |
| Owner | Individual Name on File |
| Last Sale | $634,500 (Dec 2021) |
| Tax Bill | $4,385 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Apr 2022 Line of Credit + 3 more |
| APN | 332E102400 |
| Primary APN | 332E102400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,958 sqft Gross Area |
| 1st Floor Area | 2,401 sqft |
| Attic | Attic |
| Attic Area | 1,557 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 272,686 sqft |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 6 Parking Spaces |
| Deck Area | 588 sqft |
| Patio Area | 988 sqft |
| Street Address | 2120 MILL CREEK DR |
|---|---|
| City | PROSPECT |
| State | OR |
| Zip | 97536-9747 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | RR-5 |
| Legal Range | 02E |
| Legal Township | 33S |
| Legal Section | 10 |
| Legal Subdivision | BOWMONT |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | BUTTE FALLS-PROSPECT |
| Census Block Group | 1 |
| Census Block | 1414 |
| Census Tract | 2600 |
2120 Mill Creek Dr, a commercial property, is owned by an individual who bought it in December 2021.
Source: Jackson County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2120 MILL CREEK DR, PROSPECT, OR 97536-9747 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Apr 6, 2022 | Deed of Trust, Mortgage · Line of Credit ROGUE FCU |
| Dec 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK |
| Oct 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on File |
| Deed Sale | Dec 1, 2021 · Amount on File |
| Prior Sale | Oct 25, 2019 · Amount on File |
| Deed Document Number | 202149272 |
| Prior Transfer Date | May 4, 2009 |
| Prior Transfer Doc | 0000016565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 2120 MILL CREEK DR, PROSPECT, OR 97536-9747 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000003929 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026-003929 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 2120 MILL CREEK DR, PROSPECT, OR 97536-9747 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2120 MILL CREEK DR, PROSPECT, OR 97536-9747 |
| Document Number | 0000011578 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2022-011578 |
| Name | ROGUE FCU |
|---|---|
| Type | Credit Union |
| Address | MEDFORD, OR 97501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Dec 1, 2021 |
| Property Address | 2120 MILL CREEK DR, PROSPECT, OR 97536-9747 |
| Document Number | 0000049272 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021-049272 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Title Company | FIRST AMERICAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2120 MILL CREEK DR, PROSPECT, OR 97536-9747 |
| Document Number | 0000049273 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2021-049273 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 2120 MILL CREEK DR, PROSPECT, OR 97536-9747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000048981 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2020-048981 |
| Name | WILLAMETTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SALEM, OR 97301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Oct 25, 2019 |
| Property Address | 2120 MILL CREEK DR, PROSPECT, OR 97536-9747 |
| Document Number | 0000032910 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 2019-032910 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | FIRST AMERICAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2120 MILL CREEK DR, PROSPECT, OR 97536-9747 |
| Document Number | 0000032911 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 2019-032911 |
| Name | WILLAMETTE VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 2120 Mill Creek Dr was $4,385, up 17.2% from the year before.
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Unified School District | Prospect School District 59 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427,270 (+3%) | $704,290 (-15.89%) Land $214,030 Building $490,260 | |
| 2025 | $4,385.00 (+17.15%) | $414,830 (+3%) Land $128,847 Building $285,983 | $837,310 (+17.42%) Land $260,070 Building $577,240 |
| 2024 | $3,743.00 (+3.71%) | $402,750 (+3%) Land $81,440 Building $321,310 | $713,100 (+6.38%) Land $181,350 Building $531,750 |
| 2023 | $3,609.00 (+2.65%) | $391,020 (+3%) Land $79,060 Building $311,960 | $670,330 (-5.93%) Land $199,940 Building $470,390 |
| 2022 | $3,516.00 | $379,640 Land $76,750 Building $302,890 | $712,580 Land $230,070 Building $482,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2120 Mill Creek Dr; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2120 Mill Creek Dr is extreme, ranking above 98.4% of the US, with a 5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.4% of the US · above 97.2% of Oregon |
|---|---|
| Wildfire Likelihood | 5% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
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