2120 Kinoole St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 2120 Kinoole St, Hilo, HI 96720 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 2004
Lot Size	0.27 acres (11,780 sqft)
Owner	Individual Name on File
Last Sale	$190,500 (Mar 2004)
Tax Bill	$100 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-2-2-041-146`

Property Details

APN / Parcel Number

Primary APN	`3-2-2-041-146`
Alternative APNs	`3-2-2-041-146-0000` `220411460000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	11,780 sqft (0.27 acres)
Garage Area	88 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2120 KINOOLE ST
City	HILO
State	HI
Zip	96720-5328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4-A-2 11780 SF DES BLK 603 POR GR 10943 WAIAKEA HMSTDS HOUSELOTS
Legal Subdivision	WAIAKEA HMSTD. HOUSELOTS
Legal Block	603
Legal Lot Number	4-A-2
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	1
Census Block	1003
Census Tract	20701

Owner

Source: State of Hawaii and Hawaii County records · APN 3-2-2-041-146

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2120 KINOOLE ST, HILO, HI 96720-5328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 23, 2004 · Amount on Record
Deed Sale	Mar 23, 2004 · Amount on Record
Prior Sale	Jun 13, 2003 · Amount on Record
Deed Document Number	200459114
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	2120 KINOOLE ST, HILO, HI 96720-5328
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A75280179
Date	Aug 11, 2020
Instrument	A-75280179

Lender

Name	HFS FEDERAL CU
Type	Credit Union
Address	HILO, HI 96720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 31, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,300 (+1.21%) Land $263,000 Building $255,300	$518,300 (+1.21%) Land $263,000 Building $255,300
2025	$100.00	$512,100 (+11.28%) Land $256,800 Building $255,300	$512,100 (+11.28%) Land $256,800 Building $255,300
2024		$460,200 (+45.22%) Land $220,300 Building $239,900	$460,200 (+8.64%) Land $220,300 Building $239,900
2023	$100.00 Homeowner's exemption	$316,900 Land $107,300 Building $209,600	$423,600 Land $200,500 Building $223,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hawaii County (15001C), updated July 11, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 150010207011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force 4 of 7 on primary residences
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2000, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.