2120 Kaiwiki Rd, Unit A, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 2120 Kaiwiki Rd, Unit A, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,576 sqft · built 1945
Lot Size	4.37 acres (190,531 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Nov 2016)
Tax Bill	$1,245 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-2-6-010-063`

Property Details

APN / Parcel Number

Primary APN	`3-2-6-010-063`
Alternative APNs	`3-2-6-010-063-0000` `260100630000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,576 sqft Living Area
1st Floor Area	1,536 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	190,531 sqft
Garage Type	Carport
Garage Area	1,152 sqft
Carport	Carport
Carport Area	1,152 sqft
Parking Spaces	11 Parking Spaces
Porch	Open Porch
Porch Area	749 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2120 KAIWIKI RD, A
City	HILO
State	HI
Zip	96720-7716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5E
Legal Description	POR LOT 3 4.374 AC DES GR 3911 KAIWIKI HMSTDS
Legal Subdivision	KAIWIKI HOMESTEADS I & II
Legal Lot Number	3
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	1
Census Block	1037
Census Tract	20202

Owner

Source: State of Hawaii and Hawaii County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2120 KAIWIKI RD, A, HILO, HI 96720-7716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage · Line of Credit HELCO FCU
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SAVINGS BANK FSB
Sep 20, 2019	Intrafamily Transfer, Transfer · Line of Credit HELCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2016 · Amount on Record
Deed Sale	Nov 28, 2016 · Amount on Record
Deed Document Number	201661760171
Last Transfer Date	Sep 10, 2019
Transfer Doc	0072020248
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	2120 KAIWIKI RD UNIT A, A, HILO, HI 96720-7716
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A86010017
Date	Jul 20, 2023
Instrument	A-86010017

Lender

Name	HELCO FCU
Type	Credit Union
Address	HILO, HI 96720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	2120 KAIWIKI RD UNIT A, A, HILO, HI 96720-7716
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A78980244
Date	Aug 16, 2021
Instrument	A-78980244

Lender

Name	AMERICAN SAVINGS BANK FSB
Type	Bank
Address	HONOLULU, HI 96804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAWAII HI
Recording Date	Sep 20, 2019
Property Address	2120 KAIWIKI RD UNIT A, A, HILO, HI 96720-7716
Document Number	0A72020248
Instrument Date	Sep 10, 2019
Instrument	A-72020248
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	TG

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2180A KAIWIKI RD, HILO, HI 96720-9722

Mortgage

Document Number	0A72020249
Date	Sep 20, 2019
Instrument	A-72020249

Lender

Name	HELCO FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 20, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,000 (+2.99%) Land $2,000 Building $332,000	$758,400 (+0.56%) Land $421,200 Building $337,200
2025	$1,245.00 (-27.83%)	$324,300 (+2.99%) Land $2,000 Building $322,300	$754,200 (+9.21%) Land $417,000 Building $337,200
2024		$314,900 Land $2,000 Building $312,900	$690,600 Land $377,700 Building $312,900
2023	$1,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1994–2008)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 62% of Hawaii
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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