2120 Ione Dr, Waco, TX 76708 Property Records

McLennan County property record for 2120 Ione Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,607 sqft · built 1955
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Tax Bill	$3,031 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-012100-018700-0`

Property Details

APN / Parcel Number

Primary APN	`48-012100-018700-0`
Alternative APNs	`4801210001870000111` `170284`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,607 sqft Living Area
1st Floor Area	1,607 sqft
Flooring	Carpet

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	122 ft deep x 98 ft wide
Garage Type	Carport
Garage Area	390 sqft
Carport	Carport
Carport Area	390 sqft
Driveway	Concrete Driveway
Driveway Area	636 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Patio Area	348 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2120 IONE DR
City	WACO
State	TX
Zip	76708-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	DAVIS L R ACRES .275
Legal Subdivision	DAVIS L R
Legal Tract	37
Legal Lot Number	37
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2008
Census Tract	3000

Owner

2120 Ione Dr is owned and occupied by an individual who acquired it in March 2024.

Source: McLennan County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2120 IONE DR, WACO, TX 76708-1117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Vendor's Lien, Transfer · Conventional Mortgage INDEPENDENT BANK
Dec 18, 2018	Vendor's Lien, Transfer EXTRACO BANKS NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2024
Deed Sale	Mar 7, 2024
Prior Sale	Dec 18, 2018 · Amount on File
Deed Document Number	20246932
Prior Transfer Date	Dec 12, 2018
Prior Transfer Doc	0000043623
Record Updated	Oct 29, 2026

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 7, 2024
Property Address	2120 IONE DR, WACO, TX 76708-1117
Document Number	0000006932
Instrument Date	Mar 1, 2024
Instrument	2024006932
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 IONE DR, WACO, TX 76708-1117

Mortgage

Document Number	0000006314
Date	Mar 7, 2024
Instrument	2024006314

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 18, 2018
Property Address	2120 IONE DR, WACO, TX 76708-1117
Document Number	0000043623
Instrument Date	Dec 12, 2018
Instrument	2018043623
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 W ELM ST, 64, HILLSBORO, TX 76645-2014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 IONE DR, WACO, TX 76708-1117

Mortgage

Document Number	0000043624
Date	Dec 18, 2018
Instrument	2018043624

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2120 Ione Dr was $3,031 with a homeowner's exemption, up 10.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,000 (-15.93%) Land $35,937 Building $148,063	$184,000 (-15.93%) Land $35,937 Building $148,063
2025	$3,031.00 (+10.18%) Homeowner's exemption	$218,870 Land $32,700 Building $186,170	$218,870 Land $32,700 Building $186,170
2024	$2,751.00
2023		$222,570 Land $32,700 Building $189,870	$222,570 Land $32,700 Building $189,870
2022	$2,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2120 Ione Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2120 Ione Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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