2120 Guilderland Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2120 Guilderland Ave, Schenectady, NY 12306

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 2,000 sqft · built 1856
Lot Size	0.145 acres (6,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Oct 2021)
Tax Bill	$6,806 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.68-4-3`

Property Details

APN / Parcel Number

Primary APN	`421500 48.68-4-3`
Alternative APN	`150004806800040030000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,000 sqft Total Area
1st Floor Area	1,000 sqft
2nd Floor Area	1,000 sqft

Exterior

Year Built	Built 1856
Effective Year Built	Effective 1856
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,350 sqft (0.145 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	274 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2120 GUILDERLAND AVE
City	SCHENECTADY
State	NY
Zip	12306-4403
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Block	4
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2001
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2120 GUILDERLAND AVE, SCHENECTADY, NY 12306-4403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage SUNMARK FCU
Oct 18, 2021	Deed, Transfer BENNETT TITLE & ABSTRACT LLC
Aug 18, 2021	Quit Claim Deed, Transfer BENNETT TITLE & ABSTRACT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Deed Document Number	202151704
Deed Book / Page	2069 / 485
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2120 GUILDERLAND AVE, SCHENECTADY, NY 12306-4403
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	NEW VENTURE ABSTRACT, NEW VENTURE ABSTRACT LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 E RIDGE RD, WARWICK, NY 10990-3034

Mortgage

Document Number	0000029103
Date	Jun 1, 2022
Book Page	5231/145
Instrument	202229103

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Amount	Amount Recorded
Term	119 Months
Due	May 15, 2032

Interest

Rate Type	Adjustable Rate

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 18, 2021
Property Address	2120 GUILDERLAND AVE, SCHENECTADY, NY 12306-4403
Document Number	0000051704
Book / Page	2069 / 485
Instrument Date	Sep 29, 2021
Instrument	202151704
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	BENNETT TITLE & ABSTRACT LLC

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2501, GLENVILLE, NY 12325-0501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 E RIDGE RD, WARWICK, NY 10990-3034

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 18, 2021
Property Address	2120 GUILDERLAND AVE, SCHENECTADY, NY 12306-4403
Document Number	0000040289
Book / Page	2065 / 236
Instrument Date	Aug 10, 2021
Instrument	202140289
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	BENNETT TITLE & ABSTRACT LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	340 DUNHAM HOLLOW RD, 340, AVERILL PARK, NY 12018-4003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2501, GLENVILLE, NY 12325-0501

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,806.00 (+5.57%)
2025	$6,447.00 (-8.33%)	$89,800 (-) Land $13,500 Building $76,300	$148,700 (+30.82%) Land $22,355 Building $126,345
2023		$89,800 (-) Land $13,500 Building $76,300	$113,671 (+3.8%) Land $17,089 Building $96,582
2022		$89,800 Land $13,500 Building $76,300	$109,512 Land $16,463 Building $93,049
2021	$7,033.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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