2120 Grayson St, Wharton, TX 77488 Property Records

Wharton County property record for 2120 Grayson St, Wharton, TX 77488

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 1975
Lot Size	0.255 acres (11,099 sqft)
Owner	Individual Name on Record
Tax Bill	$1,462 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`10430-000-004-00`

Property Details

APN / Parcel Number

Primary APN	`10430-000-004-00`
Alternative APNs	`R015421` `15421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	2,110 sqft
1st Floor Area	1,604 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Lot Area	11,099 sqft (0.255 acres)
Lot Dimensions	148 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	506 sqft
Porch	Open Porch
Porch Area	636 sqft
Patio Area	300 sqft

Location & Zoning

Account Number	1043000000400
Street Address	2120 GRAYSON ST
City	WHARTON
State	TX
Zip	77488-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORGASON LOT 4B,5
Legal Subdivision	FORGASON
Legal Block	2
Legal Lot Number	4B
Jurisdiction	WHARTON TX
Township / Civil Division	WHARTON
Census Block Group	2
Census Block	2026
Census Tract	740500

Owner

Source: Wharton County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2120 GRAYSON ST, WHARTON, TX 77488-2942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage CAPITAL ONE NA
Dec 7, 2017	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES OF AMERICA
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	2120 GRAYSON ST, WHARTON, TX 77488-2942
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001066/441
Date	Jul 24, 2017
Book Page	1066/441
Instrument	2017-00004090

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 11, 2032

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	2120 GRAYSON ST, WHARTON, TX 77488-2942
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001080/046
Date	Dec 7, 2017
Book Page	1080/046
Instrument	2017-00006538

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	EL PASO, TX 79935

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	2120 GRAYSON ST, WHARTON, TX 77488-2942
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001234/303
Date	Sep 13, 2021
Book Page	1234/303
Instrument	2021-00005928

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Wharton County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wharton County
Municipality	Wharton City
Unified School District	Wharton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,462.00 (-0.2%) Homeowner's exemption Disabled Person's exemption	$206,924 (+10.26%)	$209,421 (+11.59%) Land $16,650 Building $192,771
2023		$187,664 Land $17,760 Building $169,904	$187,664 Land $17,760 Building $169,904
2022	$1,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 132 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	95 (1979–2024)
Claims Outside the SFHA	10 of 95
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Sep 2017 · 68 claims Tropical Storm Fay, Sep 2002 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHARTON serves 8,756 people · EPA ID TX2410005
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	58 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: AT&T, Nextlink.

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