Sebastian County property record for 2120 Garner Ln, Fort Smith, AR 72901
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,104 sqft |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $209,900 (Jun 2019) |
| Tax Bill | $2,137 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13137-0002-00000-00 |
| Primary APN | 13137-0002-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,104 sqft Living Area |
| Gross Area | 2,610 sqft |
| 1st Floor Area | 2,104 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick/Stone |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 9,365 sqft (0.215 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,440 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 108 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 32911 |
|---|---|
| Street Address | 2120 GARNER LN |
| City | FORT SMITH |
| State | AR |
| Zip | 72901-5818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 1 & S/2 LT 2 |
| Legal Range | 32 |
| Legal Township | 08 |
| Legal Section | 22 |
| Legal Subdivision | GARNER PLACE |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1002 |
2120 Garner Ln is owned and occupied by two individuals who bought it in June 2019.
Source: Sebastian County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2120 GARNER LN, FORT SMITH, AR 72901-5818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 27, 2019 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on File |
| Deed Sale | Jun 27, 2019 · Amount on File |
| Prior Sale | Nov 25, 1987 · Amount on File |
| Deed Document Number | 201913435 |
| Prior Transfer Date | Jan 6, 2006 |
| Prior Transfer Doc | 7204487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 2120 GARNER LN, FORT SMITH, AR 72901-5818 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 2020F31392 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020F-31392 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Jun 27, 2019 |
| Property Address | 2120 GARNER LN, FORT SMITH, AR 72901-5818 |
| Document Number | 2019F13435 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 2019F-13435 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | GUARDIAN ABSTRACT AND TITLE COMPANY, GUARANTY ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2812 DALLAS DR, 2812, FORT SMITH, AR 72901-6930 |
| Name | Verified Name |
|---|---|
| Address | 2120 GARNER LN, FORT SMITH, AR 72901-5818 |
| Document Number | 2019F13436 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 2019F-13436 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 2120 Garner Ln was $2,137 with a homeowner's exemption.
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,137.00 Homeowner's exemption | $57,360 (-) Land $10,000 Building $47,360 | $286,800 (-) Land $50,000 Building $236,800 |
| 2025 | $2,137.00 Homeowner's exemption | $57,360 Land $10,000 Building $47,360 | $286,800 Land $50,000 Building $236,800 |
| 2023 | $1,610.00 Homeowner's exemption | $35,060 Land $7,500 Building $27,560 | $175,300 Land $37,500 Building $137,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2120 Garner Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2120 Garner Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 66% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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