2120 E Main St, Kalamazoo, MI 49048 Property Records

Kalamazoo County property record for 2120 E Main St, Kalamazoo, MI 49048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1920
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Aug 2026)
Tax Bill	$4,507 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-431-040`

Property Details

APN / Parcel Number

Primary APN	`06-14-431-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	48 ft deep x 49 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2120 E MAIN ST
City	KALAMAZOO
State	MI
Zip	49048-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	3865120 3906 14 431 040 SHERWOOD PARK LOT 109 & THE E 1/2 OF LOT 110
Legal Subdivision	SHERWOOD PARK
Legal Lot Number	109-110
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	2
Census Block	2013
Census Tract	1803

Owner

Source: Kalamazoo County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	73075 COUNTY ROAD 376, COVERT, MI 49043-8742
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jan 11, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Aug 31, 2022	Warranty Deed, Transfer · Commercial Mortgage HOMEVESTORS INVESTMENTS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Feb 24, 2025 · Amount on Record
Deed Document Number	202623745
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 7, 2026
Property Address	2120 E MAIN ST, KALAMAZOO, MI 49048-2037
Document Number	0000023745
Instrument Date	Aug 6, 2026
Instrument	202623745
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,837.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73075 COUNTY ROAD 376, COVERT, MI 49043-8742

Mortgage

Document Number	0000023746,
Date	Aug 7, 2026
Instrument	202623746

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jan 11, 2023
Property Address	2120 E MAIN ST, KALAMAZOO, MI 49048-2037
Document Number	2023001034
Map Reference	LB 7 PG 10
Instrument Date	Jan 6, 2023
Instrument	2023-001034
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6757 CASCADE RD SE # SE87, SE87, GRAND RAPIDS, MI 49546-6849

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2120 E MAIN ST, KALAMAZOO, MI 49048-2037

Mortgage

Document Number	2023001035
Date	Jan 11, 2023
Instrument	2023-001035

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 31, 2022
Property Address	2120 E MAIN ST, KALAMAZOO, MI 49048-2037
Document Number	2022028290
Instrument Date	Aug 22, 2022
Instrument	2022-028290
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$682.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2120 E MAIN ST, 2120, KALAMAZOO, MI 49048-2037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6757 CASCADE RD SE # 87, 87, GRAND RAPIDS, MI 49546-6849

Mortgage

Document Number	2022028291
Date	Aug 31, 2022
Instrument	2022-028291

Lender

Name	HOMEVESTORS INVESTMENTS INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Kalamazoo Charter Township
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,600 (+4.56%)	$151,200 (+4.56%)
2025	$4,507.00 (+181.51%) Homeowner's exemption	$72,300 (+45.47%)	$144,600 (+45.47%)
2023		$49,700	$99,400
2019	$1,601.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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