2120 E 46th Ave, Spokane, WA 99223 Property Records

Spokane County property record for 2120 E 46th Ave, Spokane, WA 99223 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2005
Square Footage2,705 sqft Living Area
Lot Size10,695 sqft (0.246 acres)
OccupancyOwner Occupied
Last Sale$429,900 (2006)
Tax Bill$6,675.00 (2026)

Property Details

APN / Parcel Number

Primary APN34042.0042

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Building Area2,705 sqft Living Area
Gross Area5,358 sqft Gross Area
1st Floor1,678 sqft 1st Floor
Upper Floors1,027 sqft Upper Floors
Basement Area1,649 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional Style
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,695 sqft (0.246 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area1,004 sqft Garage
Deck Area192 sqft Deck
Patio Area192 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address2120 E 46TH AVE
CitySPOKANE
StateWA
Zip99223-6488
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description04-24-43 TR B OF ADGE CITY SP92-01 AUDITORS #9405190018 BK 10 PG 92 BEING A PTN OF GOVT LT 6 IN NW1/4
Legal Range43
Legal Township24
Legal Section04
Legal SubdivisionSP#92-01
Legal TractB
Legal Lot Number6
JurisdictionSPOKANE WA
Minor Civil DivisionSPOKANE
Census Blockgroup2
Census Block2011
Census Tract4900

Owner

Source: Spokane County records · APN 34042.0042

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2120 E 46TH AVE, SPOKANE, WA 99223-6488
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Deed of Trust, Mortgage · Line of Credit
FIRST TECHNOLOGY FEDERAL CREDIT UNION
Dec 18, 2025Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Oct 28, 2022Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHERS CU
Nov 26, 2018Deed of Trust, Mortgage · Commercial Mortgage
BANNER BANK
Jul 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Jun 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 27, 2021Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHERS CU
Jul 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Mar 16, 2020Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2006 · Amount on Record
Deed SaleApr 27, 2006 · Amount on Record
Prior SaleMay 05, 2005 · Amount on Record
Deed Doc Number20065371941
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Recording DateJul 23, 2026
Property Address2120 E 46TH AVE, SPOKANE, WA 99223-6488
Document Number0007503875
Instrument DateJul 13, 2026
Instrument20267503875
Transaction TypeMortgage
Record UpdatedJul 31, 2026
Title CompanyNATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transferred To (Grantee/Buyer)

NameVerified Name
Address2120 E 46TH AVE, SPOKANE, WA 99223-6488

Mortgage

Document Number0007503875,
DateJul 23, 2026
Instrument20267503875
Lender
NameFIRST TECHNOLOGY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 25, 2056
Interest
Rate6.52%
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address2120 E 46TH AVE, SPOKANE, WA 99223-6488
Transaction TypeMortgage
Record UpdatedDec 26, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2120 E 46TH AVE, SPOKANE, WA 99223-6488

Mortgage

Document Number0007459900
DateDec 18, 2025
Instrument7459900
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate10.9%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address2120 E 46TH AVE, SPOKANE, WA 99223-6488
Transaction TypeMortgage
Record UpdatedNov 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007250037
DateOct 28, 2022
Instrument7250037
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 27, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address2120 E 46TH AVE, SPOKANE, WA 99223-6488
Transaction TypeMortgage
Record UpdatedSep 08, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006763884
DateNov 26, 2018
Instrument6763884
Lender
NameBANNER BANK
TypeBank
AddressSPOKANE, WA 99223
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address2120 E 46TH AVE, SPOKANE, WA 99223-6488
Transaction TypeMortgage
Record UpdatedSep 08, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006818555
DateJul 01, 2019
Instrument6818555
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address2120 E 46TH AVE, SPOKANE, WA 99223-6488
Transaction TypeMortgage
Record UpdatedSep 08, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006945652
DateJul 22, 2020
Instrument6945652
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueAug 01, 2049

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address2120 E 46TH AVE, SPOKANE, WA 99223-6488
Transaction TypeMortgage
Record UpdatedSep 08, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007089712
DateJun 18, 2021
Instrument7089712
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address2120 E 46TH AVE, SPOKANE, WA 99223-6488
Transaction TypeMortgage
Record UpdatedSep 08, 2022
Title CompanyHOMEEQUITY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007142941
DateOct 27, 2021
Instrument7142941
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressSPOKANE, WA 99223
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address2120 E 46TH AVE, SPOKANE, WA 99223-6488
Document Number0006945392
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2120 E 46TH AVE SPOKANE WA 992236488, SPOKANE, WA 99223-6488

Mortgage

Document Number0006945392
DateJul 22, 2020
Instrument6945392
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address2120 E 46TH AVE, SPOKANE, WA 99223-6488
Document Number0006904705
Instrument DateMar 16, 2020
Transaction TypeMortgage
Record UpdatedMay 07, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2120 E 46TH AVE SPOKANE WA 992236488, SPOKANE, WA 99223-6488

Mortgage

Document Number0006904705
DateMar 25, 2020
Instrument6904705
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 24, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,675.00 (-3.23%)$659,200 (-9.04%) Land $165,000 Building $494,200$659,200 (-9.04%) Land $165,000 Building $494,200
2025$6,898.00 (-2.54%)
2024$724,700 (+27.07%) Land $82,500 Building $642,200$724,700 (+27.07%) Land $82,500 Building $642,200
2023$7,078.00 (+6.26%)$570,300 Land $75,000 Building $495,300$570,300 Land $75,000 Building $495,300
2022$6,661.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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