2120 E 40th St, Savannah, GA 31404 Property Records

Chatham County property record for 2120 E 40th St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,265 sqft · built 1948
Lot Size	0.222 acres (9,670 sqft)
Owner	Company Name on Record
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0079-20-004`

Property Details

APN / Parcel Number

Primary APN	`2-0079-20-004`
Alternative APN	`A228K010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,265 sqft Living Area
1st Floor Area	1,265 sqft
Utility Area	240 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,670 sqft (0.222 acres)
Porch	Slab
Porch Area	41 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2120 E 40TH ST
City	SAVANNAH
State	GA
Zip	31404-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 2, 4, 6 BLK 17 GREEN ACRES MURPHY WD
Legal Subdivision	GREEN ACRES
Legal Block	17
Legal Lot Number	2,4,6
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4020
Census Tract	3602

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1010 W 39TH ST, SAVANNAH, GA 31415-7836
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit PALMETTO STATE BANK
Sep 24, 2020	Warranty Deed, Transfer WORKMENS CIRCLE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2024
Deed Sale	Oct 22, 2024
Prior Sale	Sep 24, 2020 · Amount on Record
Deed Book / Page	3507 / 504
Prior Transfer Date	Oct 17, 2024
Prior Transfer Doc	0035070504
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2120 E 40TH ST, SAVANNAH, GA 31404-3802
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 E 40TH ST, SAVANNAH, GA 31404-3802

Mortgage

Document Number	0027860548
Date	Apr 27, 2022
Book Page	0000002786/0000000548

Lender

Name	PALMETTO STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2027

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 24, 2020
Property Address	2120 E 40TH ST, SAVANNAH, GA 31404-3802
Document Number	0020760415
Book / Page	2076 / 415
Instrument Date	Sep 24, 2020
Instrument	2020-009946
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 W 39TH ST, SAVANNAH, GA 31415-7836

Mortgage

Document Number	0020760418
Date	Sep 25, 2020
Book Page	0000002076/0000000418

Lender

Name	WORKMENS CIRCLE CREDIT UNION

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2025

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,640 (+1.05%) Land $16,800 Building $67,840	$211,600 (+1.05%) Land $42,000 Building $169,600
2025	$2,411.00 (-1.83%)	$83,760 (+23.61%) Land $16,800 Building $66,960	$209,400 (+23.61%) Land $42,000 Building $167,400
2024	$2,456.00 (+224.01%)
2023		$67,760 (+9.01%) Land $12,600 Building $55,160	$169,400 (+9.01%) Land $31,500 Building $137,900
2022	$758.00	$62,160 Land $10,080 Building $52,080	$155,400 Land $25,200 Building $130,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	22 (1994–2025)
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Floyd Emergency Declarations, Sep 1999 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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