2120 E 39th St, Savannah, GA 31404 Property Records

Chatham County property record for 2120 E 39th St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,664 sqft · built 1947
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Company Names on Record
Tax Bill	$917 (2025)
Deeds & Mortgages	Aug 2006 Mortgage Jul 2015 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0079-16-004`

Property Details

APN / Parcel Number

Primary APN	`2-0079-16-004`
Alternative APN	`L104335`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,528 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Mixed
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	188 sqft
Deck Area	35 sqft
Patio Area	303 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2120 E 39TH ST
City	SAVANNAH
State	GA
Zip	31404-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 10, 12 BLK 9 MURPHY WD
Legal Subdivision	VICTORY HEIGHTS
Legal Block	9
Legal Lot Number	10,12
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4015
Census Tract	3602

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2120 E 39TH ST, SAVANNAH, GA 31404-3831
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2006	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 22, 2015	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 9, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 4, 2025	Warranty Deed, Transfer · FHA Mortgage NEW AMERICA FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026
Deed Sale	Mar 9, 2026
Prior Sale	Sep 4, 2025 · Amount on Record
Deed Book / Page	3921 / 553
Prior Transfer Date	Feb 11, 2026
Prior Transfer Doc	0039210553
Record Updated	Oct 29, 2026

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2120 E 39TH ST, SAVANNAH, GA 31404-3831
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00310S0274
Date	Aug 1, 2006
Book Page	310S/274

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2031

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2120 E 39TH ST, SAVANNAH, GA 31404-3831
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 E 39TH ST, SAVANNAH, GA 31404-3831

Mortgage

Document Number	0005870513
Date	Jul 22, 2015
Book Page	587/513
Instrument	028962800014

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2045

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 9, 2026
Property Address	2120 E 39TH ST, SAVANNAH, GA 31404-3831
Document Number	0039210553
Book / Page	3921 / 553
Instrument Date	Feb 11, 2026
Transaction Type	Transfer
Record Updated	May 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 E 39TH ST, SAVANNAH, GA 31404-3831

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 4, 2025
Property Address	2120 E 39TH ST, SAVANNAH, GA 31404-3831
Document Number	0037660792
Book / Page	3766 / 792
Instrument Date	Sep 4, 2025
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 E 39TH ST, SAVANNAH, GA 31404-3831

Mortgage

Document Number	0003766794
Date	Sep 4, 2025
Instrument	3766/794

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,800 (+1.07%) Land $16,000 Building $89,800	$264,500 (+1.07%) Land $40,000 Building $224,500
2025	$917.00 (-0.54%)	$104,680 (+22.52%) Land $16,000 Building $88,680	$261,700 (+22.52%) Land $40,000 Building $221,700
2024	$922.00 (-30.99%)
2023		$85,440 (+48.02%) Land $12,000 Building $73,440	$213,600 (+48.02%) Land $30,000 Building $183,600
2022	$1,336.00	$57,720 Land $9,600 Building $48,120	$144,300 Land $24,000 Building $120,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	22 (1994–2025)
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Floyd Emergency Declarations, Sep 1999 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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