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2120 Crest Rd, Gary, IN 46408 Property Records

Lake County property record for 2120 Crest Rd, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,418 sqft · built 1940
Lot Size0.471 acres (20,517 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Jul 2024)
Tax Bill$1,202 (2024)
Deeds & MortgagesMar 2022 Mortgage
Jul 2024 Second Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APN001-01-39-0363-0002

Property Details

APN / Parcel Number

Primary APN001-01-39-0363-0002
Alternative APNs
  • 45-08-29-251-012.000-001
  • 013903630002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area2,418 sqft Living Area
1st Floor Area806 sqft
Basement Area806 sqft
Finished Basement806 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2005
Construction TypeFrame
Roof MaterialAsphalt
Lot Area20,517 sqft (0.471 acres)
Lot Dimensions205 ft deep x 100 ft wide
View / LotExtra Front
Garage TypeCarport
Garage Area120 sqft
CarportCarport
Carport Area120 sqft
Deck Area68 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2120 CREST RD
CityGARY
StateIN
Zip46408-2436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANBURN WOODS 1ST ADD. ALL L.2 BL.2
Legal SubdivisionRANBURN WOODS 1ST ADD
Legal Block2
Legal Lot Number2
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2001
Census Tract41302

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2120 CREST RD, GARY, IN 46408-2436
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2022Deed of Trust, Mortgage · Commercial Mortgage
AMERICAN COMMUNITY BANK OF INDIANA
Jul 15, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
RUOFF MORTGAGE COMPANY
Jul 15, 2024Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC
Jan 4, 2022Quit Claim Deed, Transfer
Quitclaim
Jan 15, 2021Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 2, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 1, 2019Tax Deed, Foreclosure
NOT AVAILABLE
Mar 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2024 · Amount on Record
Deed SaleJul 15, 2024 · Amount on Record
Prior SaleNov 2, 2020
Deed Document Number2024523105
Prior Transfer DateJan 3, 2022
Prior Transfer Doc0000000047
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address2120 CREST RD, GARY, IN 46408-2436
Transaction TypeMortgage
Record UpdatedJul 1, 2026
Title CompanyGREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000009190
DateMar 2, 2022
Instrument2022-509190
Lender
NameAMERICAN COMMUNITY BANK OF INDIANA
TypeBank
AddressSAINT JOHN, IN 46373
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMar 5, 2027

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address2120 CREST RD, GARY, IN 46408-2436
Transaction TypeMortgage
Record UpdatedMar 19, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023107
DateJul 15, 2024
Instrument2024-523107
Lender
NameRUOFF MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJul 15, 2024
Property Address2120 CREST RD, GARY, IN 46408-2436
Document Number0000023105
Map ReferenceMB 24 PG 58
Instrument DateJul 12, 2024
Instrument2024-523105
Transaction TypeTransfer
Record UpdatedApr 25, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2120 CREST RD, GARY, IN 46408-2436

Mortgage

Document Number0000023106
DateJul 15, 2024
Instrument2024-523106
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054

Mortgage

Document Number0000023107
DateJul 15, 2024
Instrument2024-523107
Lender
NameRUOFF MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateJan 4, 2022
Property Address2120 CREST RD, GARY, IN 46408-2436
Document Number0000000047
Instrument DateJan 3, 2022
Instrument2022-000047
Transaction TypeTransfer
Record UpdatedMar 31, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateJan 15, 2021
Property Address2120 CREST RD, GARY, IN 46408-2436
Document Number0000004277
Instrument DateJan 14, 2021
Instrument4277
Transaction TypeTransfer
Record UpdatedFeb 2, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6095 CLEVELAND ST MERRILLVILLE IN 464102365, MERRILLVILLE, IN 46410-2365

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateNov 2, 2020
Property Address2120 CREST RD, GARY, IN 46408-2436
Document Number0000079851
Instrument DateOct 30, 2020
Instrument79851
Transaction TypeTransfer
Record UpdatedNov 19, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address253 E 650 N #4E VALPARAISO IN 463839178, 4E, VALPARAISO, IN 46383-9178

March 2019: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionLAKE IN
Recording DateMar 1, 2019
Property Address2120 CREST RD, GARY, IN 46408-2436
Document Number0000012761
Instrument DateDec 12, 2018
Instrument12761
Transaction TypeForeclosure
Record UpdatedDec 8, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address253-4 E 650 N VALPARAISO IN 463839178, VALPARAISO, IN 46383-9178

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateMar 27, 2017
Property Address2120 CREST RD, GARY, IN 46408-2436
Document Number0000019520
Instrument DateMar 7, 2017
Instrument19520
Transaction TypeTransfer
Record UpdatedApr 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5701 W 43RD AVE GARY IN 464082952, GARY, IN 46408-2952

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateMar 27, 2017
Property Address2120 CREST RD, GARY, IN 46408-2436
Document Number0000019519
Instrument DateFeb 28, 2017
Instrument19519
Transaction TypeTransfer
Record UpdatedApr 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address5701 W 43RD AVE GARY IN 464082952, GARY, IN 46408-2952

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
Unified School DistrictLake Ridge Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$137,000 (+145.08%) Land $18,800 Building $118,200$137,000 (+145.08%) Land $18,800 Building $118,200
2024$1,202.00 (+209.79%)
2023$55,900 (+188.14%) Land $19,000 Building $36,900$55,900 (+188.14%) Land $19,000 Building $36,900
2022$388.00$19,400 Land $15,900 Building $3,500$19,400 Land $15,900 Building $3,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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