2120 Baylor Ave, Waco, TX 76706 Property Records

McLennan County property record for 2120 Baylor Ave, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,072 sqft · built 1946
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Tax Bill	$509 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`480385000162006`

Property Details

APN / Parcel Number

Primary APN	`480385000162006`
Alternative APNs	`4803850001620060111` `191122`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft
Flooring	Carpet

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1973
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	442 sqft
Driveway	Driveway
Driveway Area	720 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Account Number	191122
Old Parcel Number	4803850001620060111
Street Address	2120 BAYLOR AVE
City	WACO
State	TX
Zip	76706-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SPEIGHT ST SUMMIT LOT 6 BLOCK 23 ACRES 0.1722
Legal Subdivision	SPEIGHT ST SUMMIT
Legal Block	23
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4027
Census Tract	598

Owner

Source: McLennan County records, as of March 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2120 BAYLOR AVE, WACO, TX 76706-2942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 25, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026
Deed Sale	Feb 6, 2026
Prior Sale	Mar 25, 2025
Deed Document Number	2026003722
Record Updated	Jun 8, 2026

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 6, 2026
Property Address	2120 BAYLOR AVE, WACO, TX 76706-2942
Document Number	0000003722
Map Reference	VOL 517 PG 8
Instrument Date	Feb 6, 2026
Instrument	2026003722
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2120 BAYLOR AVE, WACO, TX 76706-2942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 BAYLOR AVE, WACO, TX 76706-2942
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003723
Date	Feb 6, 2026
Instrument	2026003723

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 25, 2025
Property Address	2120 BAYLOR AVE, WACO, TX 76706-2942
Document Number	0000008596
Map Reference	VOL 517 PG 8
Instrument Date	Mar 20, 2025
Instrument	2025008596
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 24247, WACO, TX 76702-4247

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,265 (-17.56%) Land $17,100 Building $146,960	$164,060 (+21.56%) Land $17,100 Building $146,960
2024	$509.00 (+38.69%)
2023		$134,960 Land $17,100 Building $117,860	$134,960 Land $17,100 Building $117,860
2022	$367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

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