212 Windmere Trl, Moneta, VA 24121 Property Records

Franklin County property record for 212 Windmere Trl, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,914 sqft · built 1979
Lot Size	0.601 acres (26,185 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Oct 2018)
Tax Bill	$4,509 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`048 03-028 00`

Property Details

APN / Parcel Number

Primary APN	`048 03-028 00`
Alternative APN	`14732`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
Gross Area	4,940 sqft
1st Floor Area	1,224 sqft
Basement Area	1,874 sqft
Finished Basement	1,224 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,185 sqft (0.601 acres)
Terrain	Rolling
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	776 sqft
Deck Area	32 sqft
Patio Area	1,430 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14732
Street Address	212 WINDMERE TRL
City	MONETA
State	VA
Zip	24121-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINDMERE POINT LOT 28
Legal Subdivision	WINDMERE POIN
Legal Lot Number	28
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3002
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	212 WINDMERE TRL, MONETA, VA 24121-3217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Line of Credit RIDGE VIEW LPO
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK & TRUST CO
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST CO
Oct 16, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Deed Document Number	20186358
Deed Book / Page	1113 / 2998
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	212 WINDMERE TRL, MONETA, VA 24121-3217
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 WINDMERE TRL, MONETA, VA 24121-3217

Mortgage

Document Number	0012080638
Date	Jan 17, 2024
Book Page	1208/638
Instrument	240000236

Lender

Name	RIDGE VIEW LPO
Type	Bank
Address	HARDY, VA 24101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	212 WINDMERE TRL, MONETA, VA 24121-3217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 BURNT CHIMNEY RD, WIRTZ, VA 24184-4417

Mortgage

Document Number	0011460621
Date	Sep 4, 2020
Book Page	1146/621
Instrument	200006616

Lender

Name	AMERICAN NATIONAL BANK & TRUST CO
Type	Bank
Address	ROCKY MOUNT, VA 24151

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	212 WINDMERE TRL, MONETA, VA 24121-3217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011421532
Date	Jul 13, 2020
Book Page	1142/1532
Instrument	200004712

Lender

Name	AMERICAN NATIONAL BANK & TRUST CO
Type	Bank
Address	DANVILLE, VA 24543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 16, 2018
Property Address	212 WINDMERE TRL, MONETA, VA 24121-3217
Document Number	0011132998
Book / Page	001113 / 002998
Instrument Date	Oct 16, 2018
Instrument	6358
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 WINDMERE TRL MONETA VA 241213217, MONETA, VA 24121-3217

Mortgage

Document Number	11133002
Date	Oct 16, 2018
Book Page	001113/003002
Instrument	6359

Lender

Name	AMERICAN NAT'L BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,509.00 (+16.9%)	$1,048,700 (+65.83%) Land $280,000 Building $768,700	$1,048,700 (+65.83%) Land $280,000 Building $768,700
2023	$3,857.00	$632,400 (-) Land $275,000 Building $357,400	$632,400 (-) Land $275,000 Building $357,400
2022		$632,400 Land $275,000 Building $357,400	$632,400 Land $275,000 Building $357,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband, ZiTEL.

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