Oneida County and Rome City property record for 212 W Oak St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,426 sqft · built 1927 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Jun 1995) |
| Tax Bill | $3,645 (2026) |
| Deeds & Mortgages | Sep 2019 Loan Modification Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 223.016-2-70 |
| Primary APN | 301301 223.016-2-70 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,426 sqft Living Area |
| 1st Floor Area | 1,542 sqft |
| 2nd Floor Area | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Width | 140 ft Width |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 47440 06 |
|---|---|
| Street Address | 212 W OAK ST |
| City | ROME |
| State | NY |
| Zip | 13440-2754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Description | H&G&L 140X52.5 |
| Legal Block | 2 |
| Legal Lot Number | 70.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 22200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Rome Residential Historic District listed 2025 · 1,199 contributing resources · NRIS 100011346 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Oneida County and Rome City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 212 W OAK ST, ROME, NY 13440-2754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2019 | Loan Modification, Mortgage · Conventional Mortgage COMMUNITY BK NA |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 1995 · Amount on Record |
| Deed Sale | Jun 22, 1995 · Amount on Record |
| Deed Book / Page | 2710 / 579 |
| Last Transfer Date | Oct 15, 2014 |
| Transfer Doc | 2014014701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 212 W OAK ST, ROME, NY 13440-2754 |
| Document Number | 0000013016 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 212 W OAK ST ROME NY 134402754, ROME, NY 13440-2754 |
| Document Number | 0000013016 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 13016 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 212 W OAK ST, ROME, NY 13440-2754 |
| Document Number | 0000013015 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 212 W OAK ST ROME NY 134402754, ROME, NY 13440-2754 |
| Document Number | 0000013015 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 13015 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2049 |
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,645.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | ||
| 2025 | $109,000 (-) Land $12,800 Building $96,200 | $256,471 (+6.78%) Land $30,118 Building $226,353 | |
| 2023 | $109,000 (-) Land $12,800 Building $96,200 | $240,194 (+17.92%) Land $28,206 Building $211,988 | |
| 2022 | $5,569.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $109,000 Land $12,800 Building $96,200 | $203,700 Land $23,921 Building $179,779 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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