212 Terrace St, Hancock, MD 21750 Property Records

Washington County property record for 212 Terrace St, Hancock, MD 21750

Property Summary

Property Type	Townhouse
Details	1 ba · 1,008 sqft · built 1891
Lot Size	1.06 acres (46,173 sqft)
Owner	Company Name on File
Last Sale	$175,000 (Apr 2026)
Tax Bill	$2,138 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-014514`

Property Details

APN / Parcel Number

Primary APN	`05-014514`
Alternative APN	`014514`

Interior

Full Baths	1 Bath
Units	2 Units
Stories	2 Stories
Building Area	1,008 sqft Total Area
Basement Area	72 sqft
Unfinished Basement	72 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Metal
Lot Area	46,173 sqft (1.06 acres)
Lot Dimensions	330 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Patio Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	014514
Street Address	212 TERRACE ST
City	HANCOCK
State	MD
Zip	21750-1504
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	U
Legal Description	LOT 140X330 210 & 212 E TERRACE ST
Legal Lot Number	210,212
Jurisdiction	WASHINGTON MD
Township / Civil Division	5, HANCOCK
Census Block Group	3
Census Block	3000
Census Tract	10700

Owner

Source: Washington County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5810 OTTAWA RD, CENTREVILLE, VA 20120-1442
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Deed Book / Page	7912 / 443
Prior Transfer Date	Feb 9, 2017
Prior Transfer Doc	0054380236
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Apr 29, 2026
Property Address	212 TERRACE ST, HANCOCK, MD 21750-1504
Document Number	7912000443
Book / Page	7912 / 443
Instrument Date	Apr 16, 2026
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$17,675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	5810 OTTAWA RD, CENTREVILLE, VA 20120-1442
Investor	Possibly a Property Investor

Mortgage

Document Number	7912000450,
Date	Apr 29, 2026
Book Page	7912/450

Lender

Name	AMERICAN HERITAGE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hancock Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,700 (+12.36%) Land $57,900 Building $205,800	$263,700 (-) Land $57,900 Building $205,800
2025	$2,138.00 (+14.15%)	$234,700 (+32.82%)	$263,700 (+49.24%) Land $57,900 Building $205,800
2024	$1,873.00 (+15.9%)
2023	$1,616.00	$176,700 Land $57,900 Building $118,800	$176,700 Land $57,900 Building $118,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HANCOCK serves 1,921 people · EPA ID MD0210012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20