Cleveland County property record for 212 Summit Bend, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,225 sqft · built 2008 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $344,000 (Jun 2010) |
| Tax Bill | $4,732 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29SUML9 1 9001 |
| Primary APN | NC29SUML9 1 9001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,225 sqft Living Area |
| Gross Area | 3,843 sqft |
| 1st Floor Area | 2,289 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 618 sqft |
| Porch | Porch |
| Porch Area | 640 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 150859 |
|---|---|
| Street Address | 212 SUMMIT BND |
| City | NORMAN |
| State | OK |
| Zip | 73071-4174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT LAKES 9 LOT 9 BLOCK 1 |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 34 |
| Legal Subdivision | SUMMIT LAKES 9 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 201405 |
Source: Cleveland County records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 212 SUMMIT BND, NORMAN, OK 73071-4174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK AND TRUST COMPANY |
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2010 · Amount on Record |
| Deed Sale | Jun 2, 2010 · Amount on Record |
| Prior Sale | Oct 16, 2009 · Amount on Record |
| Deed Document Number | 201017574 |
| Deed Book / Page | 4750 / 710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Apr 23, 2026 |
| Property Address | 212 SUMMIT BND, NORMAN, OK 73071-4174 |
| Document Number | 0000011288 |
| Book / Page | 6953 / 980 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202611288 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 212 SUMMIT BND, NORMAN, OK 73071-4174 |
| Document Number | 0000011288, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 6953/980 |
| Instrument | 202611288 |
| Name | FIRST UNITED BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 212 SUMMIT BND, NORMAN, OK 73071-4174 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | R202140814 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 6315/449 |
| Instrument | R 2021 40814 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2031 |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,732.00 (+6.19%) Homeowner's exemption | $40,432 (+6.09%) Land $6,513 Building $33,919 | $424,496 (+10.03%) Land $68,389 Building $356,107 |
| 2023 | $4,456.00 Homeowner's exemption | $38,111 Land $6,784 Building $31,327 | $385,805 Land $68,678 Building $317,127 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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