212 Stokesay St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 212 Stokesay St, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,434 sqft · built 1952
Lot Size0.084 acres (3,675 sqft)
Owner2 Individual Names on File
Tax Bill$690 (2025)
Flood ZoneZone X (minimal risk)
APN026-32-10-001.00

Property Details

APN / Parcel Number

Primary APN026-32-10-001.00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,434 sqft Finished Area
Gross Area2,274 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area3,675 sqft (0.084 acres)
Lot Dimensions105 ft deep x 35 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address212 STOKESAY ST
CityLUDLOW
StateKY
Zip41016-1358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUDLOW LAGOON LOT 342 & PT LOT 341 35'X 105' WS STOKESAY 125' S OAK
Legal SubdivisionLUDLOW LAGOON LAND
Legal Lot Number342,341
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group4
Census Block4024
Census Tract66900

Owner

212 Stokesay St is owned and occupied by two individuals.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address212 STOKESAY ST, LUDLOW, KY 41016-1358
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 212 Stokesay St was $690 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$159,200 (+56.08%) Land $15,000 Building $144,200$159,200 (+56.08%) Land $15,000 Building $144,200
2025$690.00 Homeowner's exemption$102,000 Land $10,000 Building $92,000$102,000 Land $10,000 Building $92,000
2023$715.00 Homeowner's exemption$102,000 Land $10,000 Building $92,000$102,000 Land $10,000 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 212 Stokesay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims26 (1978–2025)
Claims Outside the SFHA1 of 26
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 5 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 Stokesay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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