212 St Georges Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 212 St Georges Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,707 sqft · built 2019
Lot Size	0.132 acres (5,759 sqft)
Owner	2 Individual Names on File
Last Sale	$197,900 (Aug 2019)
Tax Bill	$2,990 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-675203-001320`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-675203-001320`
Alternative APNs	`062926675203001320` `62926000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,707 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	1,707 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,759 sqft (0.132 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	246 sqft

Location & Zoning

Street Address	212 ST GEORGES CIR
City	EAGLE LAKE
State	FL
Zip	33839-5207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMANDY HEIGHTS 3A PB 170 PGS 35-36 LOT 132
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	NORMANDY HEIGHTS 3A
Legal Block	1
Legal Lot Number	132
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1041
Census Tract	14701

Owner

212 St Georges Cir is owned and occupied by two individuals who bought it in August 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	212 ST GEORGES CIR, EAGLE LAKE, FL 33839-5207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jan 31, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 16, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 22, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage HOME SOLUTION LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2019 · Amount on File
Deed Sale	Aug 22, 2019 · Amount on File
Deed Document Number	2019177406
Deed Book / Page	10948 / 2168
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Apr 29, 2026
Property Address	212 ST GEORGES CIR, EAGLE LAKE, FL 33839-5207
Document Number	0000101843
Book / Page	13977 / 84
Instrument Date	Apr 2, 2026
Instrument	2026101843
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 ST GEORGES CIR, EAGLE LAKE, FL 33839-5207

Mortgage

Document Number	0000101843,
Date	Apr 29, 2026
Book Page	13977/84
Instrument	2026101843

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	303 Months
Due	Jul 1, 2051

Interest

Rate	6%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	212 ST GEORGES CIR, EAGLE LAKE, FL 33839-5207
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 ST GEORGES CIR, EAGLE LAKE, FL 33839-5207

Mortgage

Document Number	0000023484
Date	Jan 31, 2024
Book Page	12990/1472
Instrument	2024023484

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Jul 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	212 ST GEORGES CIR, EAGLE LAKE, FL 33839-5207
Transaction Type	Mortgage
Record Updated	Jun 19, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 ST GEORGES CIR, EAGLE LAKE, FL 33839-5207

Mortgage

Document Number	0000132738
Date	Jun 6, 2023
Book Page	12719/1033
Instrument	2023132738

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	212 ST GEORGES CIR, EAGLE LAKE, FL 33839-5207
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 ST GEORGES CIR, EAGLE LAKE, FL 33839-5207

Mortgage

Document Number	0000165468
Date	Jun 16, 2022
Book Page	12300/1649
Instrument	2022165468

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jul 1, 2051

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Aug 22, 2019
Property Address	212 ST GEORGES CIR, EAGLE LAKE, FL 33839-5207
Document Number	0109482168
Book / Page	010948 / 002168
Instrument Date	Aug 17, 2019
Instrument	177406
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2019
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,385.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	212 ST GEORGES CIR EAGLE LAKE FL 338395207, EAGLE LAKE, FL 33839-5207

Mortgage

Document Number	109482169
Date	Aug 22, 2019
Book Page	010948/002169
Instrument	177407

Lender

Name	HOME SOLUTION LENDERS
Type	Funding / Finance Company
Address	BARTOW, FL 33830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 212 St Georges Cir was $2,990 with a homeowner's exemption, up 3.2% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,166 (+2.7%)	$231,481 (-1.35%) Land $44,000 Building $187,481
2025	$2,990.00 (+3.21%) Homeowner's exemption	$200,746	$234,644 Land $44,000 Building $190,644
2024	$2,897.00 (+2.77%)
2023	$2,819.00 (+2.88%) Homeowner's exemption	$189,406 (+3%)	$254,984 (+5.03%) Land $42,000 Building $212,984
2022	$2,740.00 Homeowner's exemption	$183,889	$242,783 Land $35,000 Building $207,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 212 St Georges Cir in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 St Georges Cir is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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