Carroll County property record for 212 S Willow St, Flora, IN 46929
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1969 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,484 (Nov 2025) |
| Tax Bill | $602 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Nov 2025 Sale & Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-09-011-056.000-016 |
| Primary APN | 08-10-09-011-056.000-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 120 ft deep x 74 ft wide |
| Shed | 1 Shed |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01905126377 |
|---|---|
| Street Address | 212 S WILLOW ST |
| City | FLORA |
| State | IN |
| Zip | 46929-1269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 018-11056-00 PT NE 9-24-1 .20 AC |
| Jurisdiction | CARROLL IN |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 959800 |
212 S Willow St is owned and occupied by an individual who bought it in November 2025.
Source: Carroll County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 212 S WILLOW ST, FLORA, IN 46929-1269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2025 | Warranty Deed, Transfer · Stand-Alone Second Mortgage FIRST FINANCIAL BANK |
| Nov 10, 2025 | Warranty Deed, Transfer · Stand-Alone Second Mortgage FIRST FINANCIAL BANK |
| Mar 14, 2024 | Intrafamily Transfer, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 13, 2022 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on File |
| Deed Sale | Nov 10, 2025 · Amount on File |
| Prior Sale | Mar 14, 2024 · Amount on File |
| Deed Document Number | 20253154 |
| Prior Transfer Date | Mar 8, 2024 |
| Prior Transfer Doc | 2024000647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Nov 10, 2025 |
| Property Address | 212 S WILLOW ST, FLORA, IN 46929-1269 |
| Document Number | 2025003154 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 2025003154 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | COLUMBIA TITLE, COLUMBIA TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 212 S WILLOW ST, FLORA, IN 46929-1269 |
| Document Number | 2025003260 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025003260 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Nov 10, 2025 |
| Property Address | 212 S WILLOW ST, FLORA, IN 46929-1269 |
| Document Number | 2025003154 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 2025003154 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | COLUMBIA TITLE, COLUMBIA TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 212 S WILLOW ST, FLORA, IN 46929-1269 |
| Document Number | 2025003260 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025003260 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Mar 14, 2024 |
| Property Address | 212 S WILLOW ST, FLORA, IN 46929-1269 |
| Document Number | 2024000647 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 2024000647 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 212 S WILLOW ST, FLORA, IN 46929-1269 |
| Document Number | 2024000648 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 2024000648 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Dec 13, 2022 |
| Property Address | 212 S WILLOW ST, FLORA, IN 46929-1269 |
| Document Number | 2022003724 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 2022003724 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | COLUMBIA TITLE, COLUMBIA TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 215 W ELIZABETH ST, FLORA, IN 46929-1229 |
| Document Number | 2022003725 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 2022003725 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 212 S Willow St was $602 with a homeowner's exemption, up 3.8% from the year before.
Source: Carroll County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Carroll County |
| County Subdivision | Monroe Township |
| Municipality | Flora Town |
| Unified School District | Carroll Consolidated School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $602.00 (+3.79%) Homeowner's exemption | $107,100 (+10.41%) Land $15,800 Building $91,300 | $107,100 (+10.41%) Land $15,800 Building $91,300 |
| 2024 | $580.00 Homeowner's exemption | $97,000 (+21.25%) Land $15,800 Building $81,200 | $97,000 (+21.25%) Land $15,800 Building $81,200 |
| 2023 | $80,000 Land $11,500 Building $68,500 | $80,000 Land $11,500 Building $68,500 | |
| 2022 | $56.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 212 S Willow St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1983–2008) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jan 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 212 S Willow St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA WATER WORKS serves 2,100 people · EPA ID IN5208003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mulberry Cooperative Telephone Company Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| On-Ramp Indiana Fixed Wireless | 200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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