212 S Main St, Findlay, OH 45840 Property Records

Hancock County property record for 212 S Main St, Findlay, OH 45840

Property Summary

Property Type	Commercial
Details	3,750 sqft · built 1890
Lot Size	0.086 acres (3,751 sqft)
Owner	Company Name on Record
Last Sale	$299,000 (May 2021)
Tax Bill	$3,199 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`1010-134-13-003.000`

Property Details

APN / Parcel Number

Primary APN	`1010-134-13-003.000`
Alternative APN	`570000210210`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Units	7 Units
Stories	3 Stories
Building Area	3,750 sqft Living Area
Flooring	Wood
Elevator	Elevator

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1928
Exterior Material	Brick
Construction Type	Mixed
Foundation Type	Block
Roof Type	Shed Roof
Roof Material	Built-Up Asphalt
Lot Area	3,751 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	212 S MAIN ST
City	FINDLAY
State	OH
Zip	45840-3352
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	FINDLAY ADD LOT 3 S1/2
Legal Subdivision	FINDLAY ADD
Legal Lot Number	3
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3002
Census Tract	902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Findlay Downtown Historic District listed 1985 · 263 contributing resources · NRIS 85000402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hancock County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7430 TIMBERSTONE DR, A, FINDLAY, OH 45840-7360
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK/BLUFFTON
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK/BLUFFTON
May 13, 2021	Deed, Transfer · Commercial Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Prior Sale	Oct 2, 1985 · Amount on Record
Deed Document Number	20215626
Deed Book / Page	2581 / 5969
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Sep 14, 2026
Property Address	212 S MAIN ST, FINDLAY, OH 45840-3352
Document Number	0000006938
Book / Page	2632 / 4215
Instrument Date	Aug 28, 2026
Instrument	20266938
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	AM TITLE, MID AM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	7430 TIMBERSTONE DR, FINDLAY, OH 45840-7359

Mortgage

Document Number	0000006938,
Date	Sep 14, 2026
Book Page	2632/4215
Instrument	20266938

Lender

Name	CITIZENS NATIONAL BANK/BLUFFTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	Apr 1, 2032

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Sep 14, 2026
Property Address	212 S MAIN ST, FINDLAY, OH 45840-3352
Document Number	0000006939
Book / Page	2632 / 4231
Instrument Date	Aug 28, 2026
Instrument	20266939
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	AM TITLE, MID AM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	7430 TIMBERSTONE DR, FINDLAY, OH 45840-7359

Mortgage

Document Number	0000006939,
Date	Sep 14, 2026
Book Page	2632/4231
Instrument	20266939

Lender

Name	CITIZENS NATIONAL BANK/BLUFFTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	56 Months
Due	May 6, 2031

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HANCOCK OH
Recording Date	May 13, 2021
Property Address	212 S MAIN ST, FINDLAY, OH 45840-3352
Document Number	02581/5969
Book / Page	2581 / 5969
Instrument Date	May 6, 2021
Instrument	202100005626
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 W MAIN CROSS ST, FINDLAY, OH 45840-3315
Investor	Possibly a Property Investor

Mortgage

Document Number	02581/5975
Date	May 13, 2021
Book Page	2581/5975
Instrument	202100005628

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	45811

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2031

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,199.00 (+14.62%)	$59,080 (+18.83%) Land $12,580 Building $46,500	$168,800 (+18.83%) Land $35,950 Building $132,850
2023	$2,791.00	$49,720 Land $10,940 Building $38,780
2022			$142,050 Land $31,250 Building $110,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless, HDER Link, MetaLINK Technologies.

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