212 S Main Ave, Sutton, NE 68979 Property Records

Clay County property record for 212 S Main Ave, Sutton, NE 68979

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,131 sqft · built 1928
Lot Size	0.251 acres (10,920 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Mar 2022)
Tax Bill	$3,242 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3757-00-0-77010-024-8267`

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77010-024-8267`
Alternative APN	`000826700`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,131 sqft Living Area
1st Floor Area	1,077 sqft
Basement Area	1,054 sqft
Unfinished Basement	1,054 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,920 sqft (0.251 acres)
Lot Dimensions	140 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	572 sqft
Driveway	Driveway
Driveway Area	874 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	604 sqft
Deck Area	262 sqft
Shed	1 Shed
Shed Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	212 S MAIN AVE
City	SUTTON
State	NE
Zip	68979-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 13 THRU 15 & S6' LOT 16 BLK 24 1ST ADD SUTTON CITY
Legal Subdivision	1ST ADD
Legal Block	24
Legal Lot Number	13-16
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	3
Census Block	3081
Census Tract	962100

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	212 S MAIN AVE, SUTTON, NE 68979-2310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · FHA Mortgage REGENT FINANCIAL GROUP INC
Mar 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CS BANK
Sep 1, 2017	Warranty Deed, Transfer · FHA Mortgage REGENT FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	2022268
Deed Book / Page	135 / 76
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	212 S MAIN AVE, SUTTON, NE 68979-2310
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000261/81
Date	Sep 16, 2020
Book Page	261/81
Instrument	2020-00990

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company
Address	OMAHA, NE 68124

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Mar 11, 2022
Property Address	212 S MAIN AVE, SUTTON, NE 68979-2310
Document Number	0000135/76
Book / Page	135 / 76
Instrument Date	Mar 10, 2022
Instrument	2022-00268
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202200269
Date	Mar 11, 2022
Instrument	2022-00269

Lender

Name	CS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Sep 1, 2017
Property Address	212 S MAIN AVE, SUTTON, NE 68979-2310
Document Number	000131/172
Book / Page	131 / 172
Instrument Date	Aug 31, 2017
Instrument	2017-00814
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	000250/101
Date	Sep 1, 2017
Book Page	250/101
Instrument	2017-00815

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company
Address	OMAHA, NE 68124

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,415 (+9.1%) Land $10,550 Building $232,865	$243,415 (+9.1%) Land $10,550 Building $232,865
2025	$3,242.00 (-10.14%)	$223,120 (+15.56%) Land $5,275 Building $217,845	$223,120 (+15.56%) Land $5,275 Building $217,845
2023	$3,608.00	$193,070 Land $5,275 Building $187,795	$193,070 Land $5,275 Building $187,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUTTON serves 1,447 people · EPA ID NE3103507
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.63 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Glenwood Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Zito Media Cable	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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